11-13-2012 11:07 AM
i nearly fainted when CARECREDIT (GE) approved me yesterday for some work at my dentist office. I thought they would give me some toy credit line to play around with. NOPE, they busted out a big boy line on me with no APR if paid in full within 24 months. Another credit line reporting will surely bring that score into the mid 700s. I am ecstatic and double ecstatic to get some long needed work done before the holidays. Again, thanks to the forum and the constant support and advice...just a few months ago I couldn't even think of applying for anything without holding my head down.....so hang in there my sweeties!!!
*hugs and high fives all around*
11-13-2012 11:08 AM
11-13-2012 11:12 AM
You can't tease us with that and not include the CL!
Congrats on the new account!
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
11-13-2012 11:22 AM
thats what im sayin!!!Whats the details!
I need to apply in the begging of the year and im scared! I got denied back in August but I had no credit history at all. I'm hoping I will get approved this time. I just found out my FICO TU score is 700 so I HOPE they pull TU. Do you know what they pulled for you? I heard they usually pull EQ but sometimes TU. I have SO many inq's on my EQ. lol. I hope they dont see that and nix me.
What's your CL????! I need atleast 5k but I think im going to apply for more just incase lol.
11-13-2012 11:51 AM
Oh was that a tease?? 3K approval!!! I was hoping for 1500.
my score is knocking at 690 on TU because of recent inquiries, new accounts etc over the past months. I also have a small collection reporting on TU from about 2 years ago. BUT I have flawless, and i mean flawless payment history (I pay in full usually and/or down to minimal balances) on all cards and auto loans etc. Utilization is way low also until next month. I actually had to unlock it for them to run it-it was soooo worth it. Oh, my walmart card I take ultra good care of, pay early and pay in full....its issued by GE. Maybe get that first???
I believe GE only pulls TU. I do hope this helps!!!!
11-13-2012 01:47 PM
Care credit is an awesome card to have. I apped for it and got 5k right off the top(and I was rebuilding at the time) and then 3 months later got a CLI to 10k. Then In july I toyed around with the idea of getting my boobs done so I requested another CLI and they bumped me to $13,200. I love this card!
11-13-2012 01:53 PM
Congrats on the nice approval!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.