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Regular Contributor
Posts: 115
Registered: ‎02-24-2015

CareCredit Chat CLI!! 2X Limit! Woohoo!

[ Edited ]

Chat with rep. I tried to hold out for at least 30 seconds before accepting! Almost made it! Smiley Very Happy

 

2017-05-22 14:48:00  Customer    Barbara   I'd like to increase my credit limit to accommodate some upcoming services.   

2017-05-22 14:48:08  Agent    Alex Ford  Hi, Thank you for contacting us today.   

2017-05-22 14:48:21  Customer    Barbara  Hi Alex   

2017-05-22 14:48:27  Agent    Alex Ford  Please do not worry I will be able the process the credit limit increase request.   

2017-05-22 14:48:36  Customer    Barbara  Thank you   

2017-05-22 14:48:39  Agent    Alex Ford  If Approved this will be effective immediately, If rejected you will receive a letter explaining the reason.   

2017-05-22 14:48:50  Customer    Barbara  okay   

2017-05-22 14:49:13  Customer    Barbara  I would like an increase to $20,000  

2017-05-22 14:49:42  Agent    Alex Ford  To complete this transaction I am going to need your annual income from all sources. Alimony, child support or separate maintenance income need not be included unless relied upon for credit.   

2017-05-22 14:50:04  Customer    Barbara  $xxx annually  

2017-05-22 14:51:38  Agent    Alex Ford  Thank you.   

2017-05-22 14:51:46  Agent    Alex Ford  May I take 2-3 minutes while I process your request please?   

2017-05-22 14:53:30  Agent    Alex Ford  I am sorry, I tried my best to increase it up to $20,000 .   

2017-05-22 14:53:33  Agent    Alex Ford  However system approved for a partial amount as of now the credit limit is $15000.00 and the available credit is $14400.00.   

2017-05-22 14:53:43  Agent    Alex Ford  Do you want to process this request?   

2017-05-22 14:54:07  Customer    Barbara  Yes, go ahead and process it.   

2017-05-22 14:54:22  Agent    Alex Ford  I have successfully processed the request.   

2017-05-22 14:54:37  Customer    Barbara  Thanks!   

2017-05-22 14:54:38  Agent    Alex Ford  As of now the credit limit is $15000.00 and available credit is $14400.00.   

2017-05-22 14:54:45  Agent    Alex Ford  This is effective immediately.   

 

Cap1 Venture VS $17k; CU Visa $9.5k; Cap1 Plat Prestige $7k; AMEX EDP $12.7k; Citi DP $11.8k; Sportsman Guide Rewards Visa $3.5k; Macy’s $9.3k; Wally $6k; CareCredit $15k; JCPenney $6k; Lowes $12k;

FICO 08 TU: 728 EX: 720 EQ: 739 Aug 2017
INQs: TU:1 EX:1 EQ:0
Senior Contributor
Posts: 8,938
Registered: ‎04-23-2016

Re: CareCredit Chat CLI!! 2X Limit! Woohoo!

Wow, superb increase. You get you chat on like its never been chattedSmiley Happy
Regular Contributor
Posts: 115
Registered: ‎02-24-2015
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Re: CareCredit Chat CLI!! 2X Limit! Woohoo!


AverageJoesCredit wrote:
Wow, superb increase. You get you chat on like its never been chattedSmiley Happy

Awww shucks! Thanks! Smiley Happy

Cap1 Venture VS $17k; CU Visa $9.5k; Cap1 Plat Prestige $7k; AMEX EDP $12.7k; Citi DP $11.8k; Sportsman Guide Rewards Visa $3.5k; Macy’s $9.3k; Wally $6k; CareCredit $15k; JCPenney $6k; Lowes $12k;

FICO 08 TU: 728 EX: 720 EQ: 739 Aug 2017
INQs: TU:1 EX:1 EQ:0
Senior Contributor
Posts: 3,555
Registered: ‎05-25-2016
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Re: CareCredit Chat CLI!! 2X Limit! Woohoo!

Great that is awesome Op congrats, how did you chat bc when I sign in I never see a chat button anywhere ?
Regular Contributor
Posts: 115
Registered: ‎02-24-2015

Re: CareCredit Chat CLI!! 2X Limit! Woohoo!

Thanks! Just happen to see it in green at the very top of the screen. Hang out in your account for awhile...it may pop up. Maybe they like us to linger. Smiley Very Happy


Aduke1122 wrote:
Great that is awesome Op congrats, how did you chat bc when I sign in I never see a chat button anywhere ?

 

Cap1 Venture VS $17k; CU Visa $9.5k; Cap1 Plat Prestige $7k; AMEX EDP $12.7k; Citi DP $11.8k; Sportsman Guide Rewards Visa $3.5k; Macy’s $9.3k; Wally $6k; CareCredit $15k; JCPenney $6k; Lowes $12k;

FICO 08 TU: 728 EX: 720 EQ: 739 Aug 2017
INQs: TU:1 EX:1 EQ:0
Regular Contributor
Posts: 115
Registered: ‎02-24-2015
0 Kudos

Re: CareCredit Chat CLI!! 2X Limit! Woohoo!


Aduke1122 wrote:
Great that is awesome Op congrats, how did you chat bc when I sign in I never see a chat button anywhere ?

Be sure to scroll all the way to the  top. I noticed you can't see it when you are scrolling down and viewing your account. It's all the way to the top! 

Cap1 Venture VS $17k; CU Visa $9.5k; Cap1 Plat Prestige $7k; AMEX EDP $12.7k; Citi DP $11.8k; Sportsman Guide Rewards Visa $3.5k; Macy’s $9.3k; Wally $6k; CareCredit $15k; JCPenney $6k; Lowes $12k;

FICO 08 TU: 728 EX: 720 EQ: 739 Aug 2017
INQs: TU:1 EX:1 EQ:0
Senior Contributor
Posts: 3,555
Registered: ‎05-25-2016
0 Kudos

Re: CareCredit Chat CLI!! 2X Limit! Woohoo!

Thank you for the info and congrats again, also how long have you had this account?
Regular Contributor
Posts: 115
Registered: ‎02-24-2015
0 Kudos

Re: CareCredit Chat CLI!! 2X Limit! Woohoo!


Aduke1122 wrote:
Thank you for the info and congrats again, also how long have you had this account?

Opened in March 2015 with $5K sl. Used it a lot. Always paid way more than minimum pymnt and always used 0% APR promos. Got an auto cli to $6k in Sep 2015, then another one in Nov 2016, bringing it to $7k. Had 34% uti on it at the time of 2nd auto cli, which brought uti down to 29%. Not sure for the first cli. Today was first time I ever asked for a cli.

 

Had about 9% uti before today's cli, now uti down to 4%. Thanks!

Cap1 Venture VS $17k; CU Visa $9.5k; Cap1 Plat Prestige $7k; AMEX EDP $12.7k; Citi DP $11.8k; Sportsman Guide Rewards Visa $3.5k; Macy’s $9.3k; Wally $6k; CareCredit $15k; JCPenney $6k; Lowes $12k;

FICO 08 TU: 728 EX: 720 EQ: 739 Aug 2017
INQs: TU:1 EX:1 EQ:0
New Visitor
Posts: 6
Registered: ‎09-08-2017
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Re: CareCredit Chat CLI!! 2X Limit! Woohoo!

Could you tell me how to do a chat for Care Credit increase? I can't find it anywhere.
Valued Member
Posts: 42
Registered: ‎06-22-2017
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Re: CareCredit Chat CLI!! 2X Limit! Woohoo!

Was HP or SP?

EX 666
EQ 666
TU 648
BK 7 D/C December 2016.

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