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Chances for Chase Freedom? Thoughts....

Regular Contributor

Chances for Chase Freedom? Thoughts....

Hey guys, I'm really interested in the Chase Freedom card, but would like your option on my chances for approval.

I'm specifically looking for a CL of at least 5K on this card,

But at the same time I would like to apply while the $200 bonus is still being offered.

 

Here are my current stats:

 

Scores around 680-690.

 

- Amex Gold: NPSL : $0Bal (1/12)

- Amex Delta: $1k : $0Bal (Just got this card 11/13 - but backdated to jan 12)

- Citi DP: $3k : $1,200 Bal (0% into apr) (6/13)

- Discover IT: $2k : $0Bal (4/12)

- Cap1 Quicksilver: $3k : $0Bal (5/11)

- Best Buy MC: $1k : $0Bal (12/10)

- Best Buy store card: $1k  : $0Bal (3/12)

- Express Store card: $500 : $0Bal (Just got this card 11/13)

 


- If it helps, I also bank with chase, and have an auto loan with them. (Auto loan in Jan '13)

 

No baddies, lates, etc...

 

Basically, I'd like to get this card especially with the $200 bonus, however I would only really like this card with about a 5k limit.

 

Thoughts?

 

25 years old. Scores around 740. Income = 45K. Chase Car Loan @ 2.4%, AAOA = 2 years. Total Personal CL = 120k.
Message 1 of 13
12 REPLIES
New Contributor

Re: Chances for Chase Freedom? Thoughts....

I would think approval wouldn't be a problem as I was just approved with them and my experian was only a 655 at the time I applied.  The only thing I think would be holding you back is that you don't have any other cards near that $5,000 limit, as well as your income I think would have a factor in this as well.

Message 2 of 13
Super Contributor

Re: Chances for Chase Freedom? Thoughts....

No one can say if you'll get a 5k line 

Especially since you have no 5k history lines..sorry 

More ifo needed 

INQ's the last year scores

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 13
Frequent Contributor

Re: Chances for Chase Freedom? Thoughts....

Id say approval odd are very,very good. 

I got the Freedom around the 1st of last month, and just got the Amazon Visa (also Chase) this month. So that new card shouldn't really hurt anything.

 

The limit no one can answer.

 

But I would say if you go for it and do not get the limit you want just wait 6 months and call them and ask for a CLI.

Thats what Im doing with mine. It costs a HP for a CLI so no point taking a double hit now. Better off to wait a bit where the chances will be higher of getting what you want.

Message 4 of 13
Epic Contributor

Re: Chances for Chase Freedom? Thoughts....

have you checked the pre-qual on chase's website?

I would think you are good to go!

Message 5 of 13
Regular Contributor

Re: Chances for Chase Freedom? Thoughts....

Well - I pulled the trigger.

Approved for 3k.

 

Maybe in a few months after a relationship builds i'll ask for a CLI. 

 

 

25 years old. Scores around 740. Income = 45K. Chase Car Loan @ 2.4%, AAOA = 2 years. Total Personal CL = 120k.
Message 6 of 13
Valued Contributor

Re: Chances for Chase Freedom? Thoughts....


Jansroom726 wrote:

Well - I pulled the trigger.

Approved for 3k.

 

Maybe in a few months after a relationship builds i'll ask for a CLI. 

 

 


congrats! Smiley Happy just remember chase CLIs are HPs



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 13
Frequent Contributor

Re: Chances for Chase Freedom? Thoughts....


Jansroom726 wrote:

Well - I pulled the trigger.

Approved for 3k.

 

Maybe in a few months after a relationship builds i'll ask for a CLI. 

 

 

Congrats on the approval!

 

Message 8 of 13
Regular Contributor

Re: Chances for Chase Freedom? Thoughts....

Congrats!

$26500 Amex EDP / $20000 Merrill+ / $12000 Chase Sapphire Preferred / $12000 Chase British Airways / $7500 Barclays Arrival+ / $7500 FIA Amex / $7500 Paypal Extras MC / $7000 Chase Freedom / $3500 Discover It
Message 9 of 13
Moderator Emerita

Re: Chances for Chase Freedom? Thoughts....

Message 10 of 13