Chase 5/24 clarification (Update: Approved 2x!)

[Damikester892]

Hey guys, 10/1/2017 technically puts me at 4/24 (Newest card is 10/1/2015). I read mixed results of some people saying I had to wait until 11/1/2017 and others saying 10/2/2017 was good to go.

Out of curiosity I did the Pre-qual online and got the CSR, Freedom, Freedom Unlimited and Slate. Does that mean I'm good to go ahead and apply?

Note I do not have a chase account at all yet. Would it be wise to walk into a branch (nearest is 30minutes) and try that way or are my chances good to just do it online? Or simply wait until 11/1/2017.. 

Reason I'm thinking online is better is because I want to try and go for the CSR and Freedom at the same time and since I'm at 4/24 I don't want to spoil it in branch of them only allowing me to app for one?

EDIT:

Detailed updates are throughout the thread but TL;DR is: 

CSP Applied 10/10/2017 = Approved for $7,200

Freedom Applied on 10/12/2017 = Approved for $2,000

[SomewhereIn505]

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@Damikester892 wrote:

Hey guys, 10/1/2017 technically puts me at 4/24 (Newest card is 10/1/2015). I read mixed results of some people saying I had to wait until 11/1/2017 and others saying 10/2/2017 was good to go.

Out of curiosity I did the Pre-qual online and got the CSR, Freedom, Freedom Unlimited and Slate. Does that mean I'm good to go ahead and apply?

Note I do not have a chase account at all yet. Would it be wise to walk into a branch (nearest is 30minutes) and try that way or are my chances good to just do it online? Or simply wait until 11/1/2017.. 

Reason I'm thinking online is better is because I want to try and go for the CSR and Freedom at the same time and since I'm at 4/24 I don't want to spoil it in branch of them only allowing me to app for one?

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I’m still new to Chase. I’m sure others will chime in and either confirm or correct me. 

I believe you should wait till 11/2017 and verify that you are truely 5/24. To me, the drive isn’t that far away and might be worth your time visiting if not only for the education value of it. I believe the branch visit would get you around 5/24 especially if you want more that one product. 

[Damikester892]

Thanks for the input @SomewhereIn505

I ended up going for it on the CSP. I applied 10/10 in the morning and recieved the 30 day message. Called the automated system and was given the "approximately 2 weeks" notice. Each night I called the automated system just to check in on it without bugging anyone, only a day later I checked at 11pm on 10/11, to my surprise I was greeted with "You've been approved!" and then automated machine listed my balance, limit and APR. ($7200 starting limit for those wondering).

After the approval I applied for the Freedom, its been roughly 18hrs so far and it is giving me the "approximately 2 weeks" message on the phone. Fingers crossed this is an approval as well. Just figured I'd post for datapoints if it helps anyone!

[SomewhereIn505]

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@Damikester892 wrote:

@Anonymous for the input @SomewhereIn505

I ended up going for it on the CSP. I applied 10/10 in the morning and recieved the 30 day message. Called the automated system and was given the "approximately 2 weeks" notice. Each night I called the automated system just to check in on it without bugging anyone, only a day later I checked at 11pm on 10/11, to my surprise I was greeted with "You've been approved!" and then automated machine listed my balance, limit and APR. ($7200 starting limit for those wondering).

After the approval I applied for the Freedom, its been roughly 18hrs so far and it is giving me the "approximately 2 weeks" message on the phone. Fingers crossed this is an approval as well. Just figured I'd post for datapoints if it helps anyone!

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Congrats Damikester892! 🎉🎉🎉 Great SL, too! 

[Damikester892]

Thanks buddy! Freedom app is still saying Approximately 2 weeks so thats still better then 7-10 days it seems from what I read!
I assume it won't change until after the weekend so here's to hoping to wake up to a 2nd approval on Monday or Tuesday!

[Damikester892]

Update for everyone on the freedom:

Kept checking nightly on the automated system and it remained the "approximately 2 weeks" message from 10/12 til 10/16. Today (10/17) I decided to call in to see if they needed to verify anything since its a double app and they indeed said they needed to verify a few simple questions. After verifying with them they placed me on a brief hold and came back to let me know it is also approved with a SL of $2000!

So datapoints for anyone in the same boat, 10/1/2017 put me at 4/24, I applied for CSP on 10/10/2017, Approved after 2 days for $7,200. I applied for the Freedom on 10/12/2017, approved for $2,000 after calling in to verify information on day 5 (10/17/2017)

Now if I had waited for the CSP to show on my credit report, it would have technically been 5/24 which is why I app'd right away after approval for the CSP. Didn't want to take that risk of waiting any longer to app on the Freedom.

[Anonymous]

Was the original prequal online from your offers page on Chase login or from their card match prequal page where you enter your info?

Congrats on both!

[Damikester892]

@ABCD2199

These are my first Chase products so I don't have a offers page yet, prequal was from their pre-qual page here: https://www.chase.com/prequalified