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**UPDATED***
Alright. I pulled the trigger on my App Spree...no sense in waiting any longer my scores were max.
May 3rd 2016
May 7th 2016
May 8th 2016
May 10th 2016
Total: $49,500.00 (App Spree) - Total Credit Lines = $72,750.00
Before Spree FICO 08: EX 689 | EQ: 697 | TU: 711 -- After EX: 686 / EQ: 692 / TU: 711 --- 12mth INQs EX: 3 / EQ: 5 / TU: 4
In The Garden Till June 2018 - GOAL is 750+ On All 3 Bureaus
Congrats
Nice! Don't fret over the CFU. I'm sure it's just for verification reasons because of the 2 Chase apps in close proximity to one another. Congrats!
congrats and good luck on the CFU! I had to split my CSP limit to get them to let me open it at the same time, but no worries as I know they will both grow quickly.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I called what I thought was the Chase App Status Line and it got me to nice lady, she said the Freedom was still processing....should I call Credit Analyst or just wait it out?
@Anonymous wrote:I called what I thought was the Chase App Status Line and it got me to nice lady, she said the Freedom was still processing....should I call Credit Analyst or just wait it out?
Wait it out unless you want to be grilled about your credit report and after the grilling most likely declined due to them recently approving the CSP. That is just my take on how Chase will react. Ultimately it is up to you though. Where as if you wait it out, most likely you will have a better outcome if you can be patient for a few weeks. Each time in the last year I spoke with UW for cards they ended up declined each time I held out I yielded approvals. a 17.5k approval and an 11.5k approval. Waiting is the way to go IMHO. Also depends on the 5x24 rule as well how many cards you have opened in the last 24 months that are REPORTING whether or not it will be approved.