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Chase Freedom Approval with one CO on File

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Anonymous
Not applicable

Chase Freedom Approval with one CO on File

Just spoke with the Chase verification department after waiting 48 hours after submitting my application Friday night. I want to share some details to help others who may be considering applying for this card. 

 

  • Scores: TU 689, EX 683, EQ 749
  • One open CC with Cap1, CL $13.5k, one late payment 4 yrs ago, 7% utilization
  • Issues
    • One chargeoff listed on my file from 2.5yrs ago, fully paid
    • Late payment showing on a closed student loan
  • Two installment loans showing with under 9% utilization
  • AAoA: 9+ years including closed accounts, 4 yrs with new accounts
  • Inquiries: 0 listed before this application

 

Approved for $4k CL after calling the verification line. They sent a code to my cell phone and I was approved. 

 

Message 1 of 4
3 REPLIES 3
CreditMagic7
Mega Contributor

Re: Chase Freedom Approval with one CO on File

Chase can be a tough cookie when any derogs might be around. You done very well!

 

Congratulations on your new approval!

 

Makes it so much easier getting approved for a 2nd card with them later.

Message 2 of 4
thummel
Established Contributor

Re: Chase Freedom Approval with one CO on File

Nice approval congrats op!
Message 3 of 4
bettercreditguy1
Established Contributor

Re: Chase Freedom Approval with one CO on File

Congrats and keep moving forward!

 

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 4 of 4
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