Chase Freedom CLI on recon

hyp0luxa · ‎03-27-2014

Got my Freedom from 2k to 5k after 6 months on recon. Cost me 2 pulls (initial EX pull, recon TU pull) but it's worth it to me right now. The analyst was super cool, when we were going over my EX report and I was explaining the 2 medical collections, I mentioned that they had been removed from TU do to errors, and she offered to pull TU and base the recon off of that report. My TU is 705 so right away I knew I was good. Thanks Chase!

BigBS · ‎03-27-2014

Congrats on the increase!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

myjourney · ‎03-27-2014

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

coldnmn · ‎03-27-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

virgo · ‎03-27-2014

I love Chase. They don't fight you if you ask to pull a different.

Big congrats to you!

-Wade- · ‎03-27-2014

@hyp0luxa wrote:
Got my Freedom from 2k to 5k after 6 months on recon. Cost me 2 pulls (initial EX pull, recon TU pull) but it's worth it to me right now. The analyst was super cool, when we were going over my EX report and I was explaining the 2 medical collections, I mentioned that they had been removed from TU do to errors, and she offered to pull TU and base the recon off of that report. My TU is 705 so right away I knew I was good. Thanks Chase!

Congrats on your recon CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

alvon123 · ‎03-28-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

hyp0luxa · ‎03-28-2014

Found out this morning they pulled EQ also.

yudeology101 · ‎03-28-2014

WTG, congrats on your CLI! IMO HP was def. worth it for $5k!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

gdale6 · ‎03-28-2014

@hyp0luxa wrote:
Got my Freedom from 2k to 5k after 6 months on recon. Cost me 2 pulls (initial EX pull, recon TU pull) but it's worth it to me right now. The analyst was super cool, when we were going over my EX report and I was explaining the 2 medical collections, I mentioned that they had been removed from TU do to errors, and she offered to pull TU and base the recon off of that report. My TU is 705 so right away I knew I was good. Thanks Chase!