01-18-2013 09:17 AM
let me know how it goes. I too am pif multiple times per month, 3 so far in January lol I dont want to risk a HP, but let me know how it turns out for you.
I say go for the HP! haha but thats just me being curious, so dont, unless you want to
from what I can gather, chase is always HP and rarely does an auto CLI, but seems to not be too bad when you request one. who knows, but good luck!
01-18-2013 09:30 AM
I wonder how many CLI Chase grants to customers who have had the card for less than a month... probably not many.
01-18-2013 09:46 AM
09-09-2013 12:53 PM
I just want to say how much I appreciate these forums. I have learned so much about credit and how to use it. I have a chase freedom that I opened up about 2 years ago with a starting cl of 1500. I have tried to get cli but I was always denied. Today I tried again and of course, I was denied. I looked in the forums and I decided to try and backdoor number and recon. I spoke to a very nice lady and simply told her how much I loved chase and want a little more spending room. I asked for double my limit (3000) and she asked me a few questions about my credit past and certain accounts. After a few minutes on hold, she said congragulations, I will able to approve your request. You dont know how happy I am.
09-09-2013 01:58 PM
In your shoes, I wouldn't ask for a CLI. You will probably be better served getting another card elsewhere with a higher limit If you are planning on apping for a CSP in the near future. You do already have a limit over 5k, so that shouldn't be an issue on your future CSP app.
Generally speaking, it is better to get a different Chase product as you will get a higher limit on a new card than they would give you for a cli with the same HP. It has been true for me. Chase first gave me 5k, then 8k, then 18k all on new cards. I doubt they would have given 31k total CLI on my Freedom with 2 hps.
09-09-2013 01:59 PM
lol, just saw the date of original post
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO