Credit Card Center Advertiser Disclosure

Reply
Established Contributor
Posts: 714
Registered: ‎06-01-2012
0 Kudos

Re: Chase Freedom CLI

let me know how it goes. I too am pif multiple times per month, 3 so far in January lol I dont want to risk a HP, but let me know how it turns out for you.

 

I say go for the HP! haha but thats just me being curious, so dont, unless you want to Smiley Wink

 

from what I can gather, chase is always HP and rarely does an auto CLI, but seems to not be too bad when you request one. who knows, but good luck!

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0 Kudos

Re: Chase Freedom CLI

I wonder how many CLI Chase grants to customers who have had the card for less than a month... probably not many.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Highlighted
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0 Kudos

Re: Chase Freedom CLI

I was just approved for the Freedom 1/10. I applied on 12/22. I haven't received my card yet. I got a $1000 credit limit. I asked for more but they said that is all they can give me at this time and try for a CLI in 6 months so that is what I plan to do. I've heard that all CLI requests through Chase are hard pulls. Let us know how it goes. I'm curious.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Established Member
Posts: 19
Registered: ‎09-09-2013
0 Kudos

Re: Chase Freedom CLI

I just want to say how much I appreciate these forums.  I have learned so much about credit and how to use it.  I have a chase freedom that I opened up about 2 years ago with a starting cl of 1500.  I have tried to get cli but I was always denied.  Today I tried again and of course, I was denied.  I looked in the forums and I decided to try and backdoor number and recon.  I spoke to a very nice lady and simply told her how much I loved chase and want a little more spending room.  I asked for double my limit (3000) and she asked me a few questions about my credit past and certain accounts.  After a few minutes on hold, she said congragulations, I will able to approve your request.  You dont know how happy I am. 

Regular Contributor
Posts: 160
Registered: ‎01-28-2012
0 Kudos

Re: Chase Freedom CLI

In your shoes, I wouldn't ask for a CLI.  You will probably be better served getting another card elsewhere with a higher limit If you are planning on apping for a CSP in the near future.  You do already have a limit over 5k, so that shouldn't be an issue on your future CSP app.  

 

Generally speaking, it is better to get a different Chase product as you will get a higher limit on a new card than they would give you for a cli with the same HP.  It has been true for me.  Chase first gave me 5k, then 8k, then 18k all on new cards.  I doubt they would have given 31k total CLI on my Freedom with 2 hps.

 

 

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)
Regular Contributor
Posts: 160
Registered: ‎01-28-2012
0 Kudos

Re: Chase Freedom CLI

lol, just saw the date of original post

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.