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I'm just starting out with my credit cards, but through my reading I came across some people mentioning that Chase will sometimes increase their credit line to match credit lines of other cards that may be owned by the user. I applied for a cap 1 Venture and got a 5k limit. Before that card posted to my credit report I applied for a chase freedom and receieved a 3k limit. Once chase sees the credit line on my venture will they likely increase the freedom credit line to match (assuming that I have perfect history)? If so, would that happen early on or after 6 months or more of use?
They most likely wont give you a CLI because other cards of yours have increased, not at least without a request from you and that means a HP, wait 6 months see if there has been any auto-cli then make up your decision on where you want to be.
@red259 wrote:I'm just starting out with my credit cards, but through my reading I came across some people mentioning that Chase will sometimes increase their credit line to match credit lines of other cards that may be owned by the user. I applied for a cap 1 Venture and got a 5k limit. Before that card posted to my credit report I applied for a chase freedom and receieved a 3k limit. Once chase sees the credit line on my venture will they likely increase the freedom credit line to match (assuming that I have perfect history)? If so, would that happen early on or after 6 months or more of use?
Likely not, unless you request a HP CLI.
I recieved a $200 auto on my freedom and a $2500 auto on my CSP. I think it's realtive on your spending habits, then again, I've pushed much more money through my freedom than CSP and yet I got a measly bump. I dont' understand their logic but I'll take what I can get. Fortunately I've been able to open a United card and move some of that limit over to the freedom as it is my daily swiper. I plan to ask for an increase on the freedom in October to a rounded 10k.
I have received 2 Auto CLIs on my Freedom card in the last 9 months, none of them anywhere near my high limits (2500-->3000-->3700). They are still my lowest limit to date