Re: Chase Freedom = Forgiving!

chalupaman · ‎05-06-2014

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

uswala · ‎05-06-2014

Congrats!

Sedah · ‎05-06-2014

very nice congrats!

Current Cards: NFCU Signature Cash Reward $12.5k 1.5% || NFCU OLOC $3k || AMEX True Earnings $1.2k 3% Gas 2% Dining & Travel || Walmart $1k || Barclay Apple $1.7k
Goal Cards: AMEX Blue Cash Preferred 6% Grocery 3% Gas & Dept. Stores || Chase Sapphire Preferred 2x Travel & Dining || Chase Freedom 5% category per quarter || Discover IT 5% category per quarter || PenFed Platinum Cash Rewards 5% Gas
Starting Score: 589 (2013Dec) Current Score: TU 751(Walmart FICO 201404) || EQ 726(NFCU 201405)|| EXP 652(AMEX 201403)
Goal Score: 700+ ALL Around

gdale6 · ‎05-06-2014

@aurelie00 wrote:
About a year and a half ago my credit tanked and was 524...in the process Chase closed my Freedom card, as I had submitted it to a Credit Counselling Service. Today I received a pre-qualified offer and decided to apply. My credit is 671 today and I was approved! My CL is $2000...which isn't great but it's better than it ever was when I had the card opened previously. So happy that my hard work is paying off! I'm in the garden now until all of these inquiries are gone from my rebuilding efforts!

Grats to your success & new card

-Wade- · ‎05-06-2014

@aurelie00 wrote:
About a year and a half ago my credit tanked and was 524...in the process Chase closed my Freedom card, as I had submitted it to a Credit Counselling Service. Today I received a pre-qualified offer and decided to apply. My credit is 671 today and I was approved! My CL is $2000...which isn't great but it's better than it ever was when I had the card opened previously. So happy that my hard work is paying off! I'm in the garden now until all of these inquiries are gone from my rebuilding efforts!

Congrats on your approval

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

CreditHealthy · ‎05-06-2014

Congrats on the Chase Freedom again!!!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

Kenny · ‎05-06-2014

Congrats on your approval!

Take the myFICO Fitness Challenge

babyeyes00 · ‎06-04-2014

Congrats!!! Thats awesome

Starting Score: 555
Current Score: 685
Goal Score: 825

Take the myFICO Fitness Challenge

coldnmn · ‎06-04-2014

Old post but still worth a Congratulations good job!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

youdontkillmoney · ‎06-04-2014

@aurelie00 wrote:
About a year and a half ago my credit tanked and was 524...in the process Chase closed my Freedom card, as I had submitted it to a Credit Counselling Service. Today I received a pre-qualified offer and decided to apply. My credit is 671 today and I was approved! My CL is $2000...which isn't great but it's better than it ever was when I had the card opened previously. So happy that my hard work is paying off! I'm in the garden now until all of these inquiries are gone from my rebuilding efforts!

^^^^^^

Great and congrats on that! Chase Freedom is a great card with best in class cash back rewards, good one to have.

Chase Freedom = Forgiving!

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