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Chase Freedom Unlimited, Discover It, Amex BCE approvals!

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ashenk224
Established Member

Chase Freedom Unlimited, Discover It, Amex BCE approvals!

I worked on paying down some debt and then decided to apply for some new cards. I got approved for:

 

Chase Freedom Unlimited - $3000

Discover It - $1000

Amex BCE - $500

 

 

They aren't fantastic limits, but I'll take it considering I didn't think I would get approved in the first place because my scores aren't higher. The Amex BCE card said after 5 on-time payments they would increase my credit limit. I'll work on CLIs eventually. My report has no baddies, 11 inquiries (mostly from trying to get new cards awhile ago - most fall off this year), $65,000 in school loans (in deferrment), a car loan for $21,000, and a personal loan with $2500 left on it (started at $5000). AAoA is 3yrs. Income is $60,000.

FICO Scores 4/2018: EQ 705 - TU 711 - EX 708

Chase Freedom Unlimited $6000 | Discover it $2700 | Amex BCE $500 | Citi DCB $2,100
Barclay $2000 | CapOne QuicksilverOne $2500 | Kohls $700 | Best Buy $1000 | Diamond CU $2500
Target Mastercard $4000 | Victoria's Secret $3800 | NY&Co $3900 | The Limited $1150 | Care Credit $12000
Total credit line: $44850 | Utilization: 15% | Gardening since October 2017
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase Freedom Unlimited, Discover It, Amex BCE approvals!

Congratulations!! Nice going....time to garden and let them all grow...pay down you Utilization...great start to a fun journey....Smiley Happy

Message 2 of 7
ashenk224
Established Member

Re: Chase Freedom Unlimited, Discover It, Amex BCE approvals!

Thank you! I'm staying in the garden now because I would like to try and get a house in the next 2-3 years. Only thing I might look into is refinancing my car loan to get a lower rate. My next goal is to get that 33.94% utilization paid off in the next year or so.

FICO Scores 4/2018: EQ 705 - TU 711 - EX 708

Chase Freedom Unlimited $6000 | Discover it $2700 | Amex BCE $500 | Citi DCB $2,100
Barclay $2000 | CapOne QuicksilverOne $2500 | Kohls $700 | Best Buy $1000 | Diamond CU $2500
Target Mastercard $4000 | Victoria's Secret $3800 | NY&Co $3900 | The Limited $1150 | Care Credit $12000
Total credit line: $44850 | Utilization: 15% | Gardening since October 2017
Message 3 of 7
Anonymous
Not applicable

Re: Chase Freedom Unlimited, Discover It, Amex BCE approvals!


@ashenk224 wrote:

Thank you! I'm staying in the garden now because I would like to try and get a house in the next 2-3 years. Only thing I might look into is refinancing my car loan to get a lower rate. My next goal is to get that 33.94% utilization paid off in the next year or so.


Awesome!!

Message 4 of 7
AverageJoesCredit
Legendary Contributor

Re: Chase Freedom Unlimited, Discover It, Amex BCE approvals!

Most important is you got approved for 3 great cards!. Disco will grow, Amex will grow especially as you build your relationship and Chase is well ChaseSmiley Happy
Message 5 of 7
Anonymous
Not applicable

Re: Chase Freedom Unlimited, Discover It, Amex BCE approvals!

Awesome approvals!!! Have fun in the garden!! I seriously can't until I'm out of the garden and can pick up another Chase card.
Message 6 of 7
Jerry45
Valued Contributor

Re: Chase Freedom Unlimited, Discover It, Amex BCE approvals!

Congrats!

Message 7 of 7
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