Chase Freedom - VISA Card.....Now Approved $26,000 CL

[DrMac210]

Asa sidenote, I also got the 22.9% APR with that $11k CL.

Meanwhile every other card I apped for was around 13.9%.

[s_haliz]

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@DrMac210 wrote:

Asa sidenote, I also got the 22.9% APR with that $11k CL.

Meanwhile every other card I apped for was around 13.9%.

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That is sad and not fair. Well let see what they do in my case. 

[lg8302ch]

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@DrMac210 wrote:

Asa sidenote, I also got the 22.9% APR with that $11k CL.

Meanwhile every other card I apped for was around 13.9%.

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oh well...looks like Chase does not want a dime of interest from us ..

[s_haliz]

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@lg8302ch wrote:

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@DrMac210 wrote:

Asa sidenote, I also got the 22.9% APR with that $11k CL.

Meanwhile every other card I apped for was around 13.9%.

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oh well...looks like Chase does not want a dime of interest from us ..

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Response to me so far is very sub-par. Let see what happens if they approve me and for what limit/interest rate/sig or plat. 

[longtimelurker]

Did you try the preapproval site before applying?   That's what made me apply, as I saw they would give me the lowest APR (if accepted etc)

[ezdoesit]

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@longtimelurker wrote:

Did you try the preapproval site before applying?   That's what made me apply, as I saw they would give me the lowest APR (if accepted etc)

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I never realized that the Chase preapproval tell you the APR also.  The things you learn on here.

[lonelyisland]

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@s_haliz wrote:

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@DrMac210 wrote:

Asa sidenote, I also got the 22.9% APR with that $11k CL.

Meanwhile every other card I apped for was around 13.9%.

---

That is sad and not fair. Well let see what they do in my case. 

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It's nothing to take personally, just what their algorithm thought was appropriate for my credit profile.

Just another step in my long term goals, so I am not too worried - means Discover will get to hold a balance and not this Chase card after the intro APR runs out. 

[longtimelurker]

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@ezdoesit wrote:

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@longtimelurker wrote:

Did you try the preapproval site before applying?   That's what made me apply, as I saw they would give me the lowest APR (if accepted etc)

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I never realized that the Chase preapproval tell you the APR also.  The things you learn on here.

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Yes, once you click Pricing and Terms

[s_haliz]

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@longtimelurker wrote:

Did you try the preapproval site before applying?   That's what made me apply, as I saw they would give me the lowest APR (if accepted etc)

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No. Straight on the webiste. I am not concerned about APR as I had never in my life paid a cent to CCs. Always paid in full. 

[s_haliz]

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@lonelyisland wrote:

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@s_haliz wrote:

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@DrMac210 wrote:

Asa sidenote, I also got the 22.9% APR with that $11k CL.

Meanwhile every other card I apped for was around 13.9%.

---

That is sad and not fair. Well let see what they do in my case. 

---

It's nothing to take personally, just what their algorithm thought was appropriate for my credit profile.

Just another step in my long term goals, so I am not too worried - means Discover will get to hold a balance and not this Chase card after the intro APR runs out. 

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Makes perfect sense. We have to see what's best for us.