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Chase Freedom approval :-/

Established Contributor

Chase Freedom approval :-/

So...i couldn't help myself...lol. I received something in the mail for the chase freedom. Decided to apply and got approved for 2k :-/ Not really ecstatic about the CL, but hey...I'll take it. I can always transfer to my CSP.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 1 of 27
26 REPLIES
Established Contributor

Re: Chase Freedom approval :-/

dammit...now i'm off to the garden FOR REAL this time....lol...No more apps for me.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 2 of 27
Valued Contributor

Re: Chase Freedom approval :-/

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 27
Established Contributor

Re: Chase Freedom approval :-/

Congrats


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 4 of 27
Mega Contributor

Re: Chase Freedom approval :-/

CONGRATS!!!!

Hopefully Chase gives you some auto luv!!



EQ FICO 548 3/3/16
Message 5 of 27
Contributor

Re: Chase Freedom approval :-/

Congratulations!

What was the offer for if you don't mind me asking?
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 6 of 27
Established Contributor

Re: Chase Freedom approval :-/

Thanks everybody!

Bobert22...what do you mean when you say, what was the offer for? For the Chase Freedom...is that what you mean or no?
Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 7 of 27
Established Contributor

Re: Chase Freedom approval :-/

And I'm HOPING they'll show some auto CLI love, but based off of what I've heard when it comes to CLI and Chase, I'm not counting on it. On Monday, I'm just call the recon line and see if they'd be able to raise the limit. Possibly to AT LEAST match my lowest one. Because now Chase is my lowest CL.
Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 8 of 27
Contributor

Re: Chase Freedom approval :-/

I meant was it a targeted mail offer where they offer a welcome bonus (usually better than the one on their site) for spending a certain amount.
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 9 of 27
Established Contributor

Re: Chase Freedom approval :-/

Ohhhh!

No...nothing was different (that's probably why I didn't know what you meant). I just get 100.00 cash back after 500.00 in purchases for the first three months. The only difference is probably that they're giving me 0% APR for 15 months (till July 14')...and then my APR is 22.99% Smiley Sad

I wasn't going to accept the offer because I was just gonna wait for a better offer to come out. But I decided, what the hell...I might as well.
Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 10 of 27