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Chase SW Approval Finally!!

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3MV
New Contributor

Chase SW Approval Finally!!

I was instantly approved online yesterday for $2500! I may try and recon for a higher limit if I can. This is a card I have coveted for a while. I apped in January but was denied for high utilization. After paying off 2 cards, paying down others and getting a few CLI, my utilization was down to around 40% so I decided to try again. So happy, now in the garden I go!

Starting Score: 539 EQ 11/1/2011
Current Score: 648 EQ SW , 670 TU SW, 654 EX (MTG Pull 8/19/2013)

**It's a marathon not a sprint**
Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: Chase SW Approval Finally!!

Good going, enjoy Smiley Happy

Message 2 of 11
yudeology101
Senior Contributor

Re: Chase SW Approval Finally!!

WTG congrats on your approval!  Keep in mind that it may result in another HP if you try to recon for higher CL.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 11
MsLadyRover
Valued Contributor

Re: Chase SW Approval Finally!!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 11
alvon123
Super Contributor

Re: Chase SW Approval Finally!!

congrats!!!


Message 5 of 11
-Wade-
Valued Contributor

Re: Chase SW Approval Finally!!


@3MV wrote:

I was instantly approved online yesterday for $2500! I may try and recon for a higher limit if I can. This is a card I have coveted for a while. I apped in January but was denied for high utilization. After paying off 2 cards, paying down others and getting a few CLI, my utilization was down to around 40% so I decided to try again. So happy, now in the garden I go!


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6 of 11
coldnmn
Mega Contributor

Re: Chase SW Approval Finally!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 11
plasectomy
New Contributor

Re: Chase SW Approval Finally!!

Congrats and happy flying!

Credit is a wonderful servant, but a terrible master.
Message 8 of 11
efranklin23
Valued Contributor

Re: Chase SW Approval Finally!!

Congrats on the new card! And yea Chase is good with recons. GL!!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 9 of 11
3MV
New Contributor

Re: Chase SW Approval Finally!!

Thanks everyone! Do they really HP on a recon, not sure I want another HP.....

Starting Score: 539 EQ 11/1/2011
Current Score: 648 EQ SW , 670 TU SW, 654 EX (MTG Pull 8/19/2013)

**It's a marathon not a sprint**
Message 10 of 11
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