cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Sapphire Approved... but AF of $149????

Valued Contributor

Chase Sapphire Approved... but AF of $149????

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 1 of 39
38 REPLIES
Senior Contributor

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks


There have been a few threads already talking about the different AFs. I think you will find all the info you need on those threads.

Message 2 of 39
Valued Contributor

Re: Chase Sapphire Approved... but AF of $149????

What makes me more irritated is that when I go through this site myfico.com or creditcards.com or creditkarma they take me to the chase link that says AF of $95 as where when I go directly to the Chase website it still says $149?! I hope I got the one for $95

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 3 of 39
Valued Contributor

Re: Chase Sapphire Approved... but AF of $149????

Thank you, im going to do some research about it

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 4 of 39
Senior Contributor

Re: Chase Sapphire Approved... but AF of $149????

Message 5 of 39
Valued Contributor

Re: Chase Sapphire Approved... but AF of $149????

So when I go to chase.com it says an AF of $149, but when I log into my chase account and then go to the application for Saphire it says $95... So possibly if im a Chase member I get the old $95 AF. So there may be luck for me still!!!! Now I just have to wait for my card to come in and find out

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 6 of 39
Valued Contributor

Re: Chase Sapphire Approved... but AF of $149????

Thats the one I just read lol Thanks for the advice, after reading some of the posts in that thread I put two and two together and tried it for myself. I went to chase.com and it says AF of $149, but after I logged into my account I went back to the app page and it says $95. I hope they gave me the $95 AF

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 7 of 39
Senior Contributor

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks


I believe there are 3 different AFs for the CSP ($95,$125 & $149), it depends on which link you use when you app. Some had mentioned using different browsers brings up a different AFs and yesterday I had to use Chrome to app because on IE kept getting $149 as well. I hope you didn't get the $149 AF! 

Message 8 of 39
Senior Contributor

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

Thats the one I just read lol Thanks for the advice, after reading some of the posts in that thread I put two and two together and tried it for myself. I went to chase.com and it says AF of $149, but after I logged into my account I went back to the app page and it says $95. I hope they gave me the $95 AF


I hope so also. Good luck! You have to put a lot through the CSP to make a $149 AF worth it.

Message 9 of 39
Established Contributor

Re: Chase Sapphire Approved... but AF of $149????

For me, the $149 version was what popped up first on the site. Then I logged into my account, logged right back out, and refreshed the lander page. That produced the $95 annual fee, which is when I applied.

 

Yeah, it sucks. Maybe you can call in and try to get the lower fee?

      
Message 10 of 39