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Valued Contributor
Posts: 2,926
Registered: ‎07-24-2013
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Chase Sapphire Approved... but AF of $149????

[ Edited ]

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Ritz VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi ExecAA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 30k | Cash Rwds VS 10k | Merrill+ VS 30k Barclay Rwds WMC 5.4k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.9k | US Bank Cash+ 15k| Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 8k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | HDepot 14k | Amazon 5k | PPal Extras 6k | Chvron 10k | Macys 1.5k | JCrew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Senior Contributor
Posts: 6,212
Registered: ‎04-30-2013
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Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks


There have been a few threads already talking about the different AFs. I think you will find all the info you need on those threads.


Valued Contributor
Posts: 2,926
Registered: ‎07-24-2013
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Re: Chase Sapphire Approved... but AF of $149????

What makes me more irritated is that when I go through this site myfico.com or creditcards.com or creditkarma they take me to the chase link that says AF of $95 as where when I go directly to the Chase website it still says $149?! I hope I got the one for $95

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Ritz VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi ExecAA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 30k | Cash Rwds VS 10k | Merrill+ VS 30k Barclay Rwds WMC 5.4k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.9k | US Bank Cash+ 15k| Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 8k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | HDepot 14k | Amazon 5k | PPal Extras 6k | Chvron 10k | Macys 1.5k | JCrew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Valued Contributor
Posts: 2,926
Registered: ‎07-24-2013
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Re: Chase Sapphire Approved... but AF of $149????

Thank you, im going to do some research about it

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Ritz VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi ExecAA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 30k | Cash Rwds VS 10k | Merrill+ VS 30k Barclay Rwds WMC 5.4k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.9k | US Bank Cash+ 15k| Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 8k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | HDepot 14k | Amazon 5k | PPal Extras 6k | Chvron 10k | Macys 1.5k | JCrew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Senior Contributor
Posts: 6,212
Registered: ‎04-30-2013
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Re: Chase Sapphire Approved... but AF of $149????

Valued Contributor
Posts: 2,926
Registered: ‎07-24-2013
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Re: Chase Sapphire Approved... but AF of $149????

So when I go to chase.com it says an AF of $149, but when I log into my chase account and then go to the application for Saphire it says $95... So possibly if im a Chase member I get the old $95 AF. So there may be luck for me still!!!! Now I just have to wait for my card to come in and find out

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Ritz VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi ExecAA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 30k | Cash Rwds VS 10k | Merrill+ VS 30k Barclay Rwds WMC 5.4k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.9k | US Bank Cash+ 15k| Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 8k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | HDepot 14k | Amazon 5k | PPal Extras 6k | Chvron 10k | Macys 1.5k | JCrew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Valued Contributor
Posts: 2,926
Registered: ‎07-24-2013
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Re: Chase Sapphire Approved... but AF of $149????

Thats the one I just read lol Thanks for the advice, after reading some of the posts in that thread I put two and two together and tried it for myself. I went to chase.com and it says AF of $149, but after I logged into my account I went back to the app page and it says $95. I hope they gave me the $95 AF

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Ritz VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi ExecAA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 30k | Cash Rwds VS 10k | Merrill+ VS 30k Barclay Rwds WMC 5.4k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.9k | US Bank Cash+ 15k| Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 8k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | HDepot 14k | Amazon 5k | PPal Extras 6k | Chvron 10k | Macys 1.5k | JCrew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Senior Contributor
Posts: 4,324
Registered: ‎07-26-2008
0

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks


I believe there are 3 different AFs for the CSP ($95,$125 & $149), it depends on which link you use when you app. Some had mentioned using different browsers brings up a different AFs and yesterday I had to use Chrome to app because on IE kept getting $149 as well. I hope you didn't get the $149 AF! 

Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Senior Contributor
Posts: 6,212
Registered: ‎04-30-2013
0

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

Thats the one I just read lol Thanks for the advice, after reading some of the posts in that thread I put two and two together and tried it for myself. I went to chase.com and it says AF of $149, but after I logged into my account I went back to the app page and it says $95. I hope they gave me the $95 AF


I hope so also. Good luck! You have to put a lot through the CSP to make a $149 AF worth it.


Established Contributor
Posts: 505
Registered: ‎10-08-2011
0

Re: Chase Sapphire Approved... but AF of $149????

For me, the $149 version was what popped up first on the site. Then I logged into my account, logged right back out, and refreshed the lander page. That produced the $95 annual fee, which is when I applied.

 

Yeah, it sucks. Maybe you can call in and try to get the lower fee?

      

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