Reply
Valued Contributor
One7
Posts: 2,079
Registered: ‎07-24-2013
0

Chase Sapphire Approved... but AF of $149????

[ Edited ]

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks

MyFico Current Scores: EX 758 EQ 787 TU 723 Diners Club WEMC 15k | Chase United Club Sig: 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k | Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig | BofA Trav Rwds Sig 10k | Cash Rwds Sig 5k | Merrill+ Sig 5k | Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | US Airways Premier WMC 6k | Amex PRG: NPSL | SPG 3k | Costco 1.2k | Cap1 GM WEMC 8k | QS Visa 3k | NASA 30k | Total Rwds Sig 8k | SG Rwds 8.8k | Walmart MC 4k | Discover It 1.4k | Dillards Amex 2k | US Bank Plat 300 | Lowe's 8.5k | Jared 7.6k | Kay 7.6k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 4.75k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 9.2k | +4 Cards
Community Leader
Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks


There have been a few threads already talking about the different AFs. I think you will find all the info you need on those threads.




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
One7
Posts: 2,079
Registered: ‎07-24-2013
0

Re: Chase Sapphire Approved... but AF of $149????

What makes me more irritated is that when I go through this site myfico.com or creditcards.com or creditkarma they take me to the chase link that says AF of $95 as where when I go directly to the Chase website it still says $149?! I hope I got the one for $95

MyFico Current Scores: EX 758 EQ 787 TU 723 Diners Club WEMC 15k | Chase United Club Sig: 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k | Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig | BofA Trav Rwds Sig 10k | Cash Rwds Sig 5k | Merrill+ Sig 5k | Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | US Airways Premier WMC 6k | Amex PRG: NPSL | SPG 3k | Costco 1.2k | Cap1 GM WEMC 8k | QS Visa 3k | NASA 30k | Total Rwds Sig 8k | SG Rwds 8.8k | Walmart MC 4k | Discover It 1.4k | Dillards Amex 2k | US Bank Plat 300 | Lowe's 8.5k | Jared 7.6k | Kay 7.6k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 4.75k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 9.2k | +4 Cards
Valued Contributor
One7
Posts: 2,079
Registered: ‎07-24-2013
0

Re: Chase Sapphire Approved... but AF of $149????

Thank you, im going to do some research about it

MyFico Current Scores: EX 758 EQ 787 TU 723 Diners Club WEMC 15k | Chase United Club Sig: 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k | Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig | BofA Trav Rwds Sig 10k | Cash Rwds Sig 5k | Merrill+ Sig 5k | Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | US Airways Premier WMC 6k | Amex PRG: NPSL | SPG 3k | Costco 1.2k | Cap1 GM WEMC 8k | QS Visa 3k | NASA 30k | Total Rwds Sig 8k | SG Rwds 8.8k | Walmart MC 4k | Discover It 1.4k | Dillards Amex 2k | US Bank Plat 300 | Lowe's 8.5k | Jared 7.6k | Kay 7.6k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 4.75k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 9.2k | +4 Cards
Community Leader
Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Chase Sapphire Approved... but AF of $149????

This thread may help

 

http://ficoforums.myfico.com/t5/Credit-Cards/Is-it-official-now-CSP-AF-is-149/m-p/2888098#M820307




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
One7
Posts: 2,079
Registered: ‎07-24-2013
0

Re: Chase Sapphire Approved... but AF of $149????

So when I go to chase.com it says an AF of $149, but when I log into my chase account and then go to the application for Saphire it says $95... So possibly if im a Chase member I get the old $95 AF. So there may be luck for me still!!!! Now I just have to wait for my card to come in and find out

MyFico Current Scores: EX 758 EQ 787 TU 723 Diners Club WEMC 15k | Chase United Club Sig: 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k | Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig | BofA Trav Rwds Sig 10k | Cash Rwds Sig 5k | Merrill+ Sig 5k | Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | US Airways Premier WMC 6k | Amex PRG: NPSL | SPG 3k | Costco 1.2k | Cap1 GM WEMC 8k | QS Visa 3k | NASA 30k | Total Rwds Sig 8k | SG Rwds 8.8k | Walmart MC 4k | Discover It 1.4k | Dillards Amex 2k | US Bank Plat 300 | Lowe's 8.5k | Jared 7.6k | Kay 7.6k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 4.75k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 9.2k | +4 Cards
Valued Contributor
One7
Posts: 2,079
Registered: ‎07-24-2013
0

Re: Chase Sapphire Approved... but AF of $149????

Thats the one I just read lol Thanks for the advice, after reading some of the posts in that thread I put two and two together and tried it for myself. I went to chase.com and it says AF of $149, but after I logged into my account I went back to the app page and it says $95. I hope they gave me the $95 AF

MyFico Current Scores: EX 758 EQ 787 TU 723 Diners Club WEMC 15k | Chase United Club Sig: 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k | Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig | BofA Trav Rwds Sig 10k | Cash Rwds Sig 5k | Merrill+ Sig 5k | Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | US Airways Premier WMC 6k | Amex PRG: NPSL | SPG 3k | Costco 1.2k | Cap1 GM WEMC 8k | QS Visa 3k | NASA 30k | Total Rwds Sig 8k | SG Rwds 8.8k | Walmart MC 4k | Discover It 1.4k | Dillards Amex 2k | US Bank Plat 300 | Lowe's 8.5k | Jared 7.6k | Kay 7.6k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 4.75k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 9.2k | +4 Cards
Senior Contributor
Irisa
Posts: 4,194
Registered: ‎07-26-2008
0

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

So Ive had my eye on this card for months and didnt plan on applying for it for another 6 months or so, but I knew basically all there needs to know about it. From my understanding the AF is usually $95 so I didnt bother to check the details last night when I got the urge to apply way earlier than expected. Good news is I got approved! ($5,000 CL, AF waived the first year and the 40,000 pts plus 5,000 with an added AU) but it wasnt until after I got approved when I went back to scope out what I got that I noticed the AF said after the first year I will be paying $149 instead of the normal $95. What gives? Im not %100 certain of this quite yet as I havent gotten my card or welcome packet mailed yet, but seriously? Not fair. I know its only $54 more and its not that big of a deal but I feel like I got jipped. Any ideas as to why last night it said $149 and then when I looked this morning it was back to $95 and as of now back up to $149 on Chase's application page???? Any help would be great, and thanks


I believe there are 3 different AFs for the CSP ($95,$125 & $149), it depends on which link you use when you app. Some had mentioned using different browsers brings up a different AFs and yesterday I had to use Chrome to app because on IE kept getting $149 as well. I hope you didn't get the $149 AF! 

Current Scores: EX 795 / EQ 793 / TU 802
Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY
Last App: 3/21/14
Community Leader
Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Chase Sapphire Approved... but AF of $149????


One7 wrote:

Thats the one I just read lol Thanks for the advice, after reading some of the posts in that thread I put two and two together and tried it for myself. I went to chase.com and it says AF of $149, but after I logged into my account I went back to the app page and it says $95. I hope they gave me the $95 AF


I hope so also. Good luck! You have to put a lot through the CSP to make a $149 AF worth it.




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Frequent Contributor
Stralem
Posts: 456
Registered: ‎10-08-2011
0

Re: Chase Sapphire Approved... but AF of $149????

For me, the $149 version was what popped up first on the site. Then I logged into my account, logged right back out, and refreshed the lander page. That produced the $95 annual fee, which is when I applied.

 

Yeah, it sucks. Maybe you can call in and try to get the lower fee?

財布に入っているカード
      
なかなかいいコレクションだよな~

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}