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Oh Chase Sapphire Preferred... I have been dreaming of having your sleek metal in my wallet for quite some time now. Today, my planning has finally paid off! My increased CL for my only card posted to the last of all 3 reports today (TU of course) and my util plummeted to 4%. Chase prequalification tool finally showed CSP as an "offer", so I took the plunge. I got approved for 14k and I am absolutely ecstatic!
EDIT I decided not to stop there, though. After my CSP approval, I went for the Chase Freedom to get the combination bonus deals and I was approved for that, too! 7k limit. Don't think I could be much happier.
Stats for anyone researching CSP / Freedom approvals:
Only 1 prior credit card NFCU nRewards $7500 limit
Util 4% showing on all 3 CR
3 student loans, 1 mortgage, and 1 auto loan all with fairly high LTV ratios
FICO all 3 appx 735
No baddies at all on any CR
AAoA 4yr 9m all 3 reports
Oldest account 13yr 2m
No prior history with Chase
Awesome news! Congrats!
Thanks so much man. You're not going to believe it, but I just went for a Chase Freedom card, too for the comboriffic bonuses and I GOT IT TOO! 7k limit! I think I'll stop here and call it a spree.
Congrats! Great combo.. Time to meet the 4500 spend ..
Yup. Gonna call and ask them to overnight both cards. Our son's in daycare. That'll take care of nearly all the $4500. Everything else can be gas / groceries / general spending. Not to mention, we're going away for my sister's wedding and that'll be plenty of travel $ and points. No problem there at all
Obiously add the AU's for both cards for an easy extra 7500 UR's as well, if you haven't already done so.
Congrats! I decided to go for a second also and was approved as well! Woohoo
@CreditCuriousity wrote:Obiously add the AU's for both cards for an easy extra 7500 UR's as well, if you haven't already done so.
Yeah, I added my wife on during the app process for both cards. Thanks, though
Awesome!
Nice limits too