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Chase Sapphire Pref AND Chase Freedom both straight approval y@y!

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axnjxn
Established Member

Chase Sapphire Pref AND Chase Freedom both straight approval y@y!

Oh Chase Sapphire Preferred... I have been dreaming of having your sleek metal in my wallet for quite some time now. Today, my planning has finally paid off! My increased CL for my only card posted to the last of all 3 reports today (TU of course) and my util plummeted to 4%. Chase prequalification tool finally showed CSP as an "offer", so I took the plunge. I got approved  for 14k and I am absolutely ecstatic!

 

EDIT I decided not to stop there, though. After my CSP approval, I went for the Chase Freedom to get the combination bonus deals and I was approved for that, too! 7k limit. Don't think I could be much happier.

 

Stats for anyone researching CSP / Freedom approvals:

 

Only 1 prior credit card NFCU nRewards $7500 limit

Util 4% showing on all 3 CR

3 student loans, 1 mortgage, and 1 auto loan all with fairly high LTV ratios

FICO all 3 appx 735

No baddies at all on any CR

AAoA 4yr 9m all 3 reports

Oldest account 13yr 2m

No prior history with Chase


Starting Score(8/15/13): 607
Current Score(5/20/16): 750
Final Goal Score: 800


Firmly in the Garden starting 7/23/2015 until 7/23/2017
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: CSP straight approval y@y!

Awesome news! Congrats!

Message 2 of 15
axnjxn
Established Member

Re: CSP straight approval y@y!

Thanks so much man. You're not going to believe it, but I just went for a Chase Freedom card, too for the comboriffic bonuses and I GOT IT TOO! Smiley Happy 7k limit! I think I'll stop here and call it a spree.


Starting Score(8/15/13): 607
Current Score(5/20/16): 750
Final Goal Score: 800


Firmly in the Garden starting 7/23/2015 until 7/23/2017
Message 3 of 15
CreditCuriosity
Moderator Emeritus

Re: CSP straight approval y@y!

Congrats!  Great combo.. Time to meet the 4500 spend Smiley Happy..

Message 4 of 15
axnjxn
Established Member

Re: CSP straight approval y@y!

Yup. Gonna call and ask them to overnight both cards. Our son's in daycare. That'll take care of nearly all the $4500. Everything else can be gas / groceries / general spending. Not to mention, we're going away for my sister's wedding and that'll be plenty of travel $ and points. No problem there at all Smiley Wink


Starting Score(8/15/13): 607
Current Score(5/20/16): 750
Final Goal Score: 800


Firmly in the Garden starting 7/23/2015 until 7/23/2017
Message 5 of 15
CreditCuriosity
Moderator Emeritus

Re: CSP straight approval y@y!

Obiously add the AU's for both cards for an easy extra 7500 UR's as well, if you haven't already done so.

Message 6 of 15
ceejx
Established Contributor

Re: CSP straight approval y@y!

Congrats! I decided to go for a second also and was approved as well! Woohoo Smiley Very Happy

Message 7 of 15
axnjxn
Established Member

Re: CSP straight approval y@y!


@CreditCuriousity wrote:

Obiously add the AU's for both cards for an easy extra 7500 UR's as well, if you haven't already done so.



Yeah, I added my wife on during the app process for both cards. Thanks, though Smiley Happy


Starting Score(8/15/13): 607
Current Score(5/20/16): 750
Final Goal Score: 800


Firmly in the Garden starting 7/23/2015 until 7/23/2017
Message 8 of 15
OmarGB9
Community Leader
Super Contributor

Re: Chase Sapphire Pref AND Chase Freedom both straight approval y@y!

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 15
live-n-learn
Contributor

Re: Chase Sapphire Pref AND Chase Freedom both straight approval y@y!

Awesome!  

Nice limits tooSmiley Tongue

My FICO - As of 07/2018
Equifax 730
Transunion 732
Experian 743
Message 10 of 15
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