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Regular Contributor
Posts: 118
Registered: ‎01-04-2012
0

Chase Sapphire Preferred Success!

Today marked the 1 year anniversary of my Freedom card. Had only a 1500 dollar limit that was auto-cli'd to 2000 about 4 months ago. So I woke up this morning feeling lucky and app'd for the Sapphire Preferred. 

 

To my suprise I was approved instantly! Holy cow. I was shocked to see that 8k limit. 4x my previous highest limit. Pretty crazy to think just a year ago I was on the phone recon'ing the Freedom. 

 

Pretty sure they pulled Experian. Score is probably around 690. Util about 17%. AAoA is 4 years with 4 inq'd in the past year. None in the last 6 months. Income is 150k. I know from my year end Chase statement I ran 10k through the Freedom card. Pretty sure that helped my odds. I'll reiterate that I did not have a 5k limit before this card. I know that's a common question that seemed 50/50 in old posts about app'ing. 

 

As far as negatives go I have 2 pretty ugly trade lines ( several 90,120,180 lates ) from previously troubled student loans. The last ugliness is from about 4 years ago. I was full expecting to have to pleade my case to Chase for this card via the backdoor. 

 

Just thought I'd share...you know before I app'd I spent an hour looking through old posts of people app'ing or considering app'ing for the card here on MyFico. Smiley Very Happy

 

 

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Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Chase Sapphire Preferred Success!

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Chase Sapphire Preferred Success!

That's great, Congrats on the approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Chase Sapphire Preferred Success!

Sweet nice starting CL! Congrats!


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: Chase Sapphire Preferred Success!

Congrats! Love this card. Nice CL.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Contributor
Posts: 567
Registered: ‎10-04-2012
0

Re: Chase Sapphire Preferred Success!

Congrats!

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Chase Sapphire Preferred Success!

Congrats! Very nice limit!! :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014

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