Chase Sapphire Preferred approval

Anonymous · ‎07-19-2016

After being denied this morning for Amex PRG because of what the CSR said was too high of internal FICO score 719 (still laughing and crying about this at the same time) I decided to try my luck with the CSP. Instantly approved for 5k. Apparently Chase likes me. My scores as of yesterday from creditchecktotal.com were EX 690 TU 702 EQ 697. Oldest account 18 months. AAoA 6 months. 9 inquiries on EX. Utilization 9%. No baddies. No late payments. The only other cards I have are Kohl's 300 CL. Chase Freedom Unlimited 1,000 CL. And Cap One Quicksilver One 500 CL. I've read before that Chase usually likes to see at least one other card with 5,000 CL before accepting for the CSP. I'm very excited about this and I hope my data points help others that are thinking about applying for the CSP.

Anonymous · ‎07-19-2016

Congratulations!

I remember getting my first $5K card, I was also very excited- t was (the Chase) Marriott card, once you can show that you can handle that without issue, you could then go for the AMEX BCE or an AMEX related card and you should get equal or better than $5K. AMEX likes to see how one handles a larger credit line.

After that I also ended up getting a $40K car loan with Chase 6 months later at 5%...

Just take it easy, I was where you are about a year ago, and my scores were in mid 600's.

@Anonymous wrote:
After being denied this morning for Amex PRG because of what the CSR said was too high of internal FICO score 719 (still laughing and crying about this at the same time) I decided to try my luck with the CSP. Instantly approved for 5k. Apparently Chase likes me. My scores as of yesterday from creditchecktotal.com were EX 690 TU 702 EQ 697. Oldest account 18 months. AAoA 6 months. 9 inquiries on EX. No baddies. No late payments. The only other cards I have are Kohl's 300 CL. Chase Freedom Unlimited 1,000 CL. And Cap One Quicksilver One 500 CL. I've read before that Chase usually likes to see at least one other card with 5,000 CL before accepting for the CSP. I'm very excited about this and I hope my data points help others that are thinking about applying for the CSP.

morgacj2004 · ‎07-19-2016

Congrats! Nice card to have.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Scupra · ‎07-19-2016

Congrats on the approval! Now it's time to rack up some points

Anonymous · ‎07-19-2016

Get that $5K congrats!

Anonymous · ‎07-19-2016

Fantastic, congrats on the approval !!

Anonymous · ‎07-19-2016

Thanks for the congrats everyone !! Called in and they're sending it express mail. Can't wait to receive my card, use it responsibly and start racking up some points.

Scupra · ‎07-19-2016

@Anonymous wrote:
Thanks for the congrats everyone !! Called in and they're sending it express mail. Can't wait to receive my card, use it responsibly and start racking up some points.

and for people to say, "this is a heavy card!!" hahaha it's what I get the most when using it

Anonymous · ‎07-19-2016

Congratulations on the approval!

Anonymous · ‎07-19-2016

congrats on the CSP. it's a great card. fancy schmancy