Having spent the last 5 years getting my financial house in order, I have been reluctant to apply for new credit cards. I finished a DMP program 15 months ago and have been working on paying down the balance of the CC I left out of that program, but it was very slow going because of the outrageously high interest rate. A couple of months ago I applied for a 0% BT offer for the PNC Flex and was approved. Now I am wiping out that balance much more quickly. I wanted to apply for the Chase Southwest card to take advantage of the current 50,000 bonus points offer, but was worried about applying for another credit card so soon. I bit the bullet this morning and applied – instant approval for $12,000.
Now – off to the garden I go for a good long time!
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200 Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Having spent the last 5 years getting my financial house in order, I have been reluctant to apply for new credit cards. I finished a DMP program 15 months ago and have been working on paying down the balance of the CC I left out of that program, but it was very slow going because of the outrageously high interest rate. A couple of months ago I applied for a 0% BT offer for the PNC Flex and was approved. Now I am wiping out that balance much more quickly. I wanted to apply for the Chase Southwest card to take advantage of the current 50,000 bonus points offer, but was worried about applying for another credit card so soon. I bit the bullet this morning and applied – instant approval for $12,000.
Now – off to the garden I go for a good long time!
Congarts and see you in the garden
Wooo Hooo
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Thanks for the words of encouragement. I really can credit all I have learned here on the forums with educating me on how to rebuild the smart way. I'll be seeing y'all in the garden.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
