For me it is not too important until I return home from overseas. I am trying to make sure that I have more than enough credit, good history, and a fair AAoA when I return in a year or two. This would be a good card to have then with all the perks they have for it. However tempting, it is actually hard to justify though. There is little opportunity until I return to actually use the benefits. (I already have a Delta Amex, so that is more useful to me!)
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
