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Chase and Barclay Approved!

Senior Contributor

Re: Chase and Barclay Approved!

WTG, congrats on your two great cards! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 11 of 20
Valued Contributor

Re: Chase and Barclay Approved!


BrokaToe wrote:

Decided to app for a couple of cards this evening since it had been 13 months since I apped for anything.

 

Was approved for Slate for............... $500  Smiley Sad

Approved for Barclay Rewards MC for.........$3,000       with 0% for 12 months and 14.99% after that. I think this is going to be a great rewards card and I needed a MC too since I closed my Cap1 Secured last week.

 

Anyway, the Slate is kind of a sad story with failed recon and 2 HP's etc. I thought maybe my 13 months of perfect PIF with the Freedom would help me on this one, but evidently my internal score hasn't increased much over the last year. Smiley Tongue

 

Anyway, yipee!!!

 

BTW: My EX score (Slate)  is somewhere around 680ish and my TU (Barclay) is approx 700

 

EX showing 1 medical collection

TU is clean no baddies

 

AAoA approx 6 years oldest accounts 11 years. Utilization is around 12%


Congrats on your approval's Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 12 of 20
Valued Contributor

Re: Chase and Barclay Approved!

Congrats on the new approvals!!Smiley Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 13 of 20
Senior Contributor

Re: Chase and Barclay Approved!

Congrats on your approvals.

 

The Barclay Rewards MC will grow with you treat it well. 

Message 14 of 20
Valued Member

Re: Chase and Barclay Approved!

congrats on the barclays rewards! thats a great starting limit!
Discover IT $5k | Target RED $1.5k | Capital One QuicksilverOne $1k | EXPRESS Next A-List $990 | Barclay Rewards $850 | Capital One Platinum $500
Message 15 of 20
Moderator

Re: Chase and Barclay Approved!

Congrats x2

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 16 of 20
Established Contributor

Re: Chase and Barclay Approved!

Thanks everyone!!  I can't wait to see how my new Barclay's card grows over time Smiley Happy


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Message 17 of 20
Senior Contributor

Re: Chase and Barclay Approved!

Congrats!!! I truly wonder how they assign the lowest or highest APR!! I have a 720 FICO, got a $5k world arrival mc(later upped to 12.7k) but STILL got the HIGHEST apr of 18.99% ugh
Congrats again though!!! Barclay's is good with that first auto cli after 6-7 months.
Also, Id keep calling Chase recon to get that Slate limit upped. If I got a 500 cl, I'd close it immediately. LOL
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 18 of 20
Highlighted
New Contributor

Re: Chase and Barclay Approved!

What kind of chase internal scores are people getting to start getting minimal approvals from chase? thanks everyone

Gardening spree went on hiatus but I think it paid off. Now back at it!
Building slowly but surely. Thank you to all members of this community for all the invaluable advice.
Latest that I know of: EX- 671, EQ- 653 TU- 648
Amex Green, Barclay Rewards MC, Cap1 Platinum, Cap1 Quicksilver, Credit One(closed!), WalMart, Amazon, DCU Platinum Visa, Jared Credit, Cap1 Spark business cash back, AMEX corporate Gold, Alliant CU Plat Visa, Suncoast FCU Plat Rewards Visa

Goals by end of January: Amex TE Costco, Amex BCE
Can it be done? It wasn't done by end of Jan, but it's still coming
Message 19 of 20
Regular Contributor

Re: Chase and Barclay Approved!

just so you are aware, barclays card will put a hold on your payment for 7-10 before they make the funds available to you as credit so if you are hoping for a quick turnaround of the creidt to be on your card, dont hold your breath. i made a 700 payment on 6-13. they are telling me those funds wont be available until 6-24.  when i called to argue about it, they went off on some lame excuse how with the credit card act that was signed, consumers have 7 days to request the money refunded back to your checking acount. i think its bull because when i make a payment on my us bank card,merrick bank., capitol one cards, etc, the funds are available the next day

 

 

 

Message 20 of 20