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03-15-2014 09:20 AM
WTG, congrats on your two great cards!
03-15-2014 12:03 PM
Decided to app for a couple of cards this evening since it had been 13 months since I apped for anything.
Was approved for Slate for............... $500
Approved for Barclay Rewards MC for.........$3,000 with 0% for 12 months and 14.99% after that. I think this is going to be a great rewards card and I needed a MC too since I closed my Cap1 Secured last week.
Anyway, the Slate is kind of a sad story with failed recon and 2 HP's etc. I thought maybe my 13 months of perfect PIF with the Freedom would help me on this one, but evidently my internal score hasn't increased much over the last year.
BTW: My EX score (Slate) is somewhere around 680ish and my TU (Barclay) is approx 700
EX showing 1 medical collection
TU is clean no baddies
AAoA approx 6 years oldest accounts 11 years. Utilization is around 12%
Congrats on your approval's
03-15-2014 04:49 PM
03-15-2014 05:42 PM
03-16-2014 05:54 AM
06-17-2014 09:29 PM
What kind of chase internal scores are people getting to start getting minimal approvals from chase? thanks everyone
06-18-2014 02:24 AM
just so you are aware, barclays card will put a hold on your payment for 7-10 before they make the funds available to you as credit so if you are hoping for a quick turnaround of the creidt to be on your card, dont hold your breath. i made a 700 payment on 6-13. they are telling me those funds wont be available until 6-24. when i called to argue about it, they went off on some lame excuse how with the credit card act that was signed, consumers have 7 days to request the money refunded back to your checking acount. i think its bull because when i make a payment on my us bank card,merrick bank., capitol one cards, etc, the funds are available the next day
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