Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012

Re: Chase and Barclay Approved!

WTG, congrats on your two great cards! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013

Re: Chase and Barclay Approved!

BrokaToe wrote:

Decided to app for a couple of cards this evening since it had been 13 months since I apped for anything.


Was approved for Slate for............... $500  Smiley Sad

Approved for Barclay Rewards MC for.........$3,000       with 0% for 12 months and 14.99% after that. I think this is going to be a great rewards card and I needed a MC too since I closed my Cap1 Secured last week.


Anyway, the Slate is kind of a sad story with failed recon and 2 HP's etc. I thought maybe my 13 months of perfect PIF with the Freedom would help me on this one, but evidently my internal score hasn't increased much over the last year. Smiley Tongue


Anyway, yipee!!!


BTW: My EX score (Slate)  is somewhere around 680ish and my TU (Barclay) is approx 700


EX showing 1 medical collection

TU is clean no baddies


AAoA approx 6 years oldest accounts 11 years. Utilization is around 12%

Congrats on your approval's Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Valued Contributor
Posts: 1,214
Registered: ‎02-03-2013

Re: Chase and Barclay Approved!

Congrats on the new approvals!!Smiley Happy

Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)

Senior Contributor
Posts: 7,495
Registered: ‎01-05-2013

Re: Chase and Barclay Approved!

Congrats on your approvals.


The Barclay Rewards MC will grow with you treat it well. 

Valued Member
Posts: 42
Registered: ‎03-08-2014

Re: Chase and Barclay Approved!

congrats on the barclays rewards! thats a great starting limit!
CSP $8k | Discover IT $6.5k | Amex BCE $6k | BofA Cash Rewards $4k | Freedom $3k | Home Depot $2.2k | Sallie Mae $1.4k | Barclay Rewards $850 | Target RED $1,500 | EXPRESS Next $740 | CapitalOne Platinum $500
Posts: 21,998
Registered: ‎12-13-2013

Re: Chase and Barclay Approved!

Congrats x2

EX Fico 08 BC 07/15: 806 (+14); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 07/15: 754 (-5)
Established Contributor
Posts: 726
Registered: ‎05-12-2012

Re: Chase and Barclay Approved!

Thanks everyone!!  I can't wait to see how my new Barclay's card grows over time Smiley Happy

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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Chase and Barclay Approved!

Congrats!!! I truly wonder how they assign the lowest or highest APR!! I have a 720 FICO, got a $5k world arrival mc(later upped to 12.7k) but STILL got the HIGHEST apr of 18.99% ugh
Congrats again though!!! Barclay's is good with that first auto cli after 6-7 months.
Also, Id keep calling Chase recon to get that Slate limit upped. If I got a 500 cl, I'd close it immediately. LOL
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Contributor
Posts: 67
Registered: ‎10-03-2013

Re: Chase and Barclay Approved!

What kind of chase internal scores are people getting to start getting minimal approvals from chase? thanks everyone

Gardening spree went on hiatus but I think it paid off. Now back at it!
Building slowly but surely. Thank you to all members of this community for all the invaluable advice.
Latest that I know of: EX- 671, EQ- 653 TU- 648
Amex Green, Barclay Rewards MC, Cap1 Platinum, Cap1 Quicksilver, Credit One(closed!), WalMart, Amazon, DCU Platinum Visa, Jared Credit, Cap1 Spark business cash back, AMEX corporate Gold, Alliant CU Plat Visa, Suncoast FCU Plat Rewards Visa

Goals by end of January: Amex TE Costco, Amex BCE
Can it be done? It wasn't done by end of Jan, but it's still coming
Regular Contributor
Posts: 327
Registered: ‎05-28-2013

Re: Chase and Barclay Approved!

just so you are aware, barclays card will put a hold on your payment for 7-10 before they make the funds available to you as credit so if you are hoping for a quick turnaround of the creidt to be on your card, dont hold your breath. i made a 700 payment on 6-13. they are telling me those funds wont be available until 6-24.  when i called to argue about it, they went off on some lame excuse how with the credit card act that was signed, consumers have 7 days to request the money refunded back to your checking acount. i think its bull because when i make a payment on my us bank card,merrick bank., capitol one cards, etc, the funds are available the next day




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