Chase freedom approval!

[Gstew]

Have been rebuilding credit for 2 years now.
Called and applied for chase freedom on a whim and was pleasantly surprised to be approved!
Credit limit 3,500 but a high apr of 22.9%

My first prime card since the rebuld!

Current cards are
VS 0/300$
Stage 0/300$
Buckle 0/350$

3 medical collections unpaid
1- 2 month old mortgage (I don't even think it's being reported yet)
Last known fico is 703 from mortgage lender

ETA- I started my rebuld journey at 493 fico credit score (ughhhh!)

AAoA - 0 years 9 months
Inquires - 6
Utilization 0% (currently only because I JUST bought a house. Normaly it's between 5-9% and I PIF) 

Thank you to everyone on these boards.. I couldn't have done it without you!

Should I do an app spree? What do you recommend

[tonyjones]

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@Gstew wrote:

Have been rebuilding credit for 2 years now.
Called and applied for chase freedom on a whim and was pleasantly surprised to be approved!
Credit limit 3,500 but a high apr of 22.9%

My first prime card since the rebuld!

Current cards are
VS 0/300$
Stage 0/300$
Buckle 0/350$

3 medical collections unpaid
1- 2 month old mortgage (I don't even think it's being reported yet)
Last known fico is 703 from mortgage lender

ETA- I started my rebuld journey at 493 fico credit score (ughhhh!) 

Thank you to everyone on these boards.. I couldn't have done it without you!

Should I do an app spree? What do you recommend

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What was your AAoA, inquiries and credit utilization?

[ExplicitElicit]

Congrats, don't forget to activate you 5% bonus! 

[Gstew]

AAoA - 0 years 9 months
Inquires - 6
Utilization 0% (currently only because I JUST bought a house. Normaly it's between 5-9% and I PIF)

[ezdoesit]

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@Gstew wrote:
AAoA - 0 years 9 months
Inquires - 6
Utilization 0% (currently only because I JUST bought a house. Normaly it's between 5-9% and I PIF)

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Congrats

[Gstew]

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@ExplicitElicit wrote:

Congrats, don't forget to activate you 5% bonus! 

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Thank you!  It's been so long and so worth all the hard work! 

[tonyjones]

I can't believe how high your score is even with three unpaid collections, crazy.

[Gstew]

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@ezdoesit wrote:

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@Gstew wrote:
AAoA - 0 years 9 months
Inquires - 6
Utilization 0% (currently only because I JUST bought a house. Normaly it's between 5-9% and I PIF)

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Congrats

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thank you !

[Gstew]

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@tonyjones wrote:

I can't believe how high your score is even with three unpaid collections, crazy.

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all three are medical collections over 5 years old. i think this has a lot to do with it...

[coldnmn]

Congrats! Thanks for sharing.