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Chase freedom approved!!!

Established Contributor

Re: Chase freedom approved!!!

Congrats, nice limit



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 11 of 22
Valued Contributor

Re: Chase freedom approved!!!

My due date is the 7th and usually statement is the 10th
Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 12 of 22
Established Contributor

Re: Chase freedom approved!!!

Congrats!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 13 of 22
Contributor

Re: Chase freedom approved!!!


creditnocash wrote:
My due date is the 7th and usually statement is the 10th

Thanks gives me an idea of when mine will cut.

Message 14 of 22
Valued Contributor

Re: Chase freedom approved!!!


jconvinced wrote:

So I'm kinda of in shock.  My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012.  I applied and recieved the 7-10 day message.  I didn't bother calling figuring I got denied.  I was going to wait for letter then try recon. 

 

I log onto Chase website today to check my balance on my checking account  (opened 2010).  To my shock I see another account.  Chase freedom $2500 limitSmiley Surprised.  I was so surpised, I thought if I got approved I would get some low limit like $500.  My longest credit card was Cap1 which hasn't even reported 6th statement yet.  They pulled EQ and EX.  EQ score was 703 no baddies, EX 1 baddie from 08.  Thanks everyone for all your help on here feels good.

 

 


Congrats!!! an awesome limit! I am so jealous...Smiley Happy Tried with them back in July and was denied.

gardening since 5/21/2016
Message 15 of 22
Moderator Emeritus

Re: Chase freedom approved!!!

Congrats! Smiley Very Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 16 of 22
Contributor

Re: Chase freedom approved!!!


dodgerslv wrote:

jconvinced wrote:

So I'm kinda of in shock.  My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012.  I applied and recieved the 7-10 day message.  I didn't bother calling figuring I got denied.  I was going to wait for letter then try recon. 

 

I log onto Chase website today to check my balance on my checking account  (opened 2010).  To my shock I see another account.  Chase freedom $2500 limitSmiley Surprised.  I was so surpised, I thought if I got approved I would get some low limit like $500.  My longest credit card was Cap1 which hasn't even reported 6th statement yet.  They pulled EQ and EX.  EQ score was 703 no baddies, EX 1 baddie from 08.  Thanks everyone for all your help on here feels good.

 

 


Congrats!!! an awesome limit! I am so jealous...Smiley Happy Tried with them back in July and was denied.


I think the checking account I had helped.

Message 17 of 22
Valued Contributor

Re: Chase freedom approved!!!


jconvinced wrote:

dodgerslv wrote:

jconvinced wrote:

So I'm kinda of in shock.  My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012.  I applied and recieved the 7-10 day message.  I didn't bother calling figuring I got denied.  I was going to wait for letter then try recon. 

 

I log onto Chase website today to check my balance on my checking account  (opened 2010).  To my shock I see another account.  Chase freedom $2500 limitSmiley Surprised.  I was so surpised, I thought if I got approved I would get some low limit like $500.  My longest credit card was Cap1 which hasn't even reported 6th statement yet.  They pulled EQ and EX.  EQ score was 703 no baddies, EX 1 baddie from 08.  Thanks everyone for all your help on here feels good.

 

 


Congrats!!! an awesome limit! I am so jealous...Smiley Happy Tried with them back in July and was denied.


I think the checking account I had helped.


I have one now but not going to try them until sometime next year (in the garden). I got denied and tried to recon but the CSR wasnt pleasant at all (to my surprise). It seemed like she was having a bad day...she pointed out about a recent chargeoff in 2011 (but she didnt realize that the chargoff was from 2007 but was paid in 2011). She asked me why it was paid till 2011, and told me she couldnt approve it because of that reason...oh well.

gardening since 5/21/2016
Message 18 of 22
Contributor

Re: Chase freedom approved!!!


dodgerslv wrote:

jconvinced wrote:

dodgerslv wrote:

jconvinced wrote:

So I'm kinda of in shock.  My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012.  I applied and recieved the 7-10 day message.  I didn't bother calling figuring I got denied.  I was going to wait for letter then try recon. 

 

I log onto Chase website today to check my balance on my checking account  (opened 2010).  To my shock I see another account.  Chase freedom $2500 limitSmiley Surprised.  I was so surpised, I thought if I got approved I would get some low limit like $500.  My longest credit card was Cap1 which hasn't even reported 6th statement yet.  They pulled EQ and EX.  EQ score was 703 no baddies, EX 1 baddie from 08.  Thanks everyone for all your help on here feels good.

 

 


Congrats!!! an awesome limit! I am so jealous...Smiley Happy Tried with them back in July and was denied.


I think the checking account I had helped.


I have one now but not going to try them until sometime next year (in the garden). I got denied and tried to recon but the CSR wasnt pleasant at all (to my surprise). It seemed like she was having a bad day...she pointed out about a recent chargeoff in 2011 (but she didnt realize that the chargoff was from 2007 but was paid in 2011). She asked me why it was paid till 2011, and told me she couldnt approve it because of that reason...oh well.


I had a recently paid collection on EX too  when approved.  I think it depends a lot on the rep you get.  Good luck next year.  I think you will be fine.

Message 19 of 22
Blogger

Re: Chase freedom approved!!!

Congratulations! Did you have a banking relationship with Chase?

I noticed that you had a collection on your account, which makes the length of your credit history greater than you thought. Smiley Wink

Message 20 of 22