cancel
Showing results for 
Search instead for 
Did you mean: 

Chase hard nut to crack - Cracked!!

tag
coldnmn
Mega Contributor

Re: Chase hard nut to crack - Cracked!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 11 of 17
Anonymous
Not applicable

Re: Chase hard nut to crack - Cracked!!


@dap1984va wrote:

is it possbile to know what particular chase card you have?? just curiousSmiley Indifferent


The Freedom in my sig. Smiley Happy

Message 12 of 17
09Lexie
Moderator Emerita

Re: Chase hard nut to crack - Cracked!!

Message 13 of 17
MsLadyRover
Valued Contributor

Re: Chase hard nut to crack - Cracked!!

Congratulations OP!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 14 of 17
Anonymous
Not applicable

Re: Chase hard nut to crack - Cracked!!

Thanks everyone! Smiley Wink

Message 15 of 17
madmann26
Valued Contributor

Re: Chase hard nut to crack - Cracked!!


@Anonymous wrote:

When I first initially got my chase card it was declined and after 3 recons they gave me a $500 limit due to no credit history this was sometime last year. I used the card a few times for small purchases and they gave me a auto cli to $1k.

 

I've tried to two other times to get cli since then and always declined. Okay so I stopped using the card and today I said I'm closing the card if they decline me one more time

.

So I called up the rep gave her info declined again an she said let me transfer you to a ca so we can see why I'm always being declined.

 

Ca told me due to inq and new accounts but said she didn't agree with the denial due to my superb credit history up to this point and after her seeing I just bought a house in July she put me on hold a couple minutes later came back and said she approved my cli request for $5k sweeet!!!

 

The good thing about it is that I didn't have to bitch or threaten to cancel lol. This brings my total available credit all together up to $21,300.

 

 

 

 

 

 

 

 

 

 

 

 

 


This is the reason they declined me for a CLI last week even after a recon. The card has a zero balance and will stay that way for a while now. LOL.

 

Congrats BTW.

Current FICO 9 Scores



Message 16 of 17
Steelersboy
Frequent Contributor

Re: Chase hard nut to crack - Cracked!!

nice


If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited|Amex BCE|Wells Fargo Cash Wise|Barclays Cashforward
$89,500 total card credit FICO Equifax-823, FICO Transunion-774, FICO Experian-769, DTI-20.4%
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.