Hi Fico family!
I applied for the Chase Hyatt on February 21st. As others have noted, I first received the review message, followed by the 30 day email. After waiting a day, I called the automated line, & was told two weeks. I'm like 'ok, approval maybe?' So "I wait" "I wait" & "I wait" *my Tom Hanks voice, in the movie 'The Terminal' lol
March 2nd, I get impatient. I'm remembering, CSP & Freedom were instant. Chase Ritz app'd last October went to review, 2-week message, then approved 3-days later.
I'm thinking, "maybe it's verification?" So I call verification! I answer a few questions, birthday, address, etc.; then she goes, 'I need to transfer you to lending it's being reviewed'. I go "ok", when she places me on hold, I hang up.
A day or so later, Irish80 post an approval thread for the Hyatt! Explaining his long wait, & to not call. I'm thinking, right, but I couldn't wait! Dang it!
Ever since, I've called the automated line ONCE a day, same thing 2-weeks message, nothing in my online account yet. Hopefully I'm good. Who knows.
I do need a bit of a pep talk, as I feel I jumped the gun by calling, although I haven't spoke to lending directly. What do you guys think?
I'll update this thread when I hear something.
Irish80's post below
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Hyatt/td-p/4483379
**UPDATE** Approved for $5,000. I figured this would be the case, IF approved. I have app'd WAY TOO MUCH in the past 12 months. Time for me to slow my roll...
Big thanks to Irish80 and all that suggested I wait.
PLATINUM status baby!!
@CreditCuriousity wrote:Hold out and wait unless you want to be grilled and declined by speaking with lending if you opened alot of recent accounts. Just my advise to you is all.
Thanks for confirming. They will definitely grill me. I've had way too many apps in the past year. So I'll just wait it out whether denied or approved.
This has me wondering, how long exactly has one waiting on an app decision with Chase other than Irish80. He stated his wait was 23 days.
Anyone here have waited longer?(regardless of approval or denial) Show yourselves!
You'll be fine. Chase is just overwhelmed with applications right now and it's taking them time to review them. I'm confident that you'll be approved. Just don't call again 
I've seen people post on FlyerTalk that their approvals have taken up to 30 days. It's hard but be patient. I called the status line everyday as well because I don't have patience but resisted calling lending.
@Anonymous wrote:You'll be fine. Chase is just overwhelmed with applications right now and it's taking them time to review them. I'm confident that you'll be approved. Just don't call again :smileytongue:
I've seen people post on FlyerTalk that their approvals have taken up to 30 days. It's hard but be patient. I called the status line everyday as well because I don't have patience but resisted calling lending.
Thanks for your insight. I'll continue to wait, & will not call again
I'm thinking mine will be a 30-day-er lol
@creditFiend wrote:
@CreditCuriousity wrote:Hold out and wait unless you want to be grilled and declined by speaking with lending if you opened alot of recent accounts. Just my advise to you is all.
Thanks for confirming. They will definitely grill me. I've had way too many apps in the past year. So I'll just wait it out whether denied or approved.
This has me wondering, how long exactly has one waiting on an app decision with Chase other than Irish80. He stated his wait was 23 days.
Anyone here have waited longer?(regardless of approval or denial) Show yourselves!
OP, it appears you're overthinking and rationalizing this whole waiting process. As per Irish's thread and advice (and many others), don't call (just the automated system). My Chase AARP application took a little bit longer than Irish's Hyatt app, and this was last year. So, just occupy yourself with something in the interim so that your fingertips and willpower is not weakened again and try calling. Just my .02c
