Reply
Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011
0

Re: Citi 6 Month CLI

I didn't and the love button didn't appear on the main page either.   I'm patiently waiting for my next report to update before requesting a CLI.  I'll let you guys know what happens...

cc's copy
Established Contributor
EaglesFan2006
Posts: 549
Registered: ‎01-31-2008
0

Re: Citi 6 Month CLI


Xtina0508 wrote:

My 6th statement cuts tomorrow. I can let everyone know if I receive anything stating that I'm eligible and what the CSR tells me when I call in. I'd much rather confirm over the phone that it's a SP, than hit the "luv" buttom and get HP'd.


Thanks guys...definitley post what you find out...i'll be curious to know what happens!

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500
Contributor
Xtina0508
Posts: 85
Registered: ‎04-04-2011
0

Re: Citi 6 Month CLI

[ Edited ]

Finally had a chance to call. The rep confirmed that it would be a soft pull and asked me income and housing expense questions. She then asked me how much of an increase I would like. I asked for $3600. She came back and congratulated me on my increase TO $3600 (increase of $1800). She didn't understand that I was asking for an increase of $3600, not for my limit to be that. She said they would have to hard pull in order to increase by that much, so, I declined. She said to try again in 6 months for another increase. Thanks Citi!

 

... Update: just logged on to my online account it states that my credit limit is $3k. WTH? Errrr.

AMEX Blue Cash Everyday ($16,500) Capital One Quicksilver ($5000) : US Bank Platinum ($9000) : Kohls ($1500) : Dell Preferred ($2500) : Chase Freedom ($3500) : Citi Simplicity ($5500) : Victoria Secret Angel Card ($1950) : Express Store Card ($1700)

6/2013 Equifax Fico - 723 : Goal - 800+
3/2014 Transunion Fico - 723 : Goal - 800+
3/2014 Equifax Fico - 737 : Goal - 800+

Established Contributor
EaglesFan2006
Posts: 549
Registered: ‎01-31-2008
0

Re: Citi 6 Month CLI


Xtina0508 wrote:

Finally had a chance to call. The rep confirmed that it would be a soft pull and asked me income and housing expense questions. She then asked me how much of an increase I would like. I asked for $3600. She came back and congratulated me on my increase TO $3600 (increase of $1800). She didn't understand that I was asking for an increase of $3600, not for my limit to be that. She said they would have to hard pull in order to increase by that much, so, I declined. She said to try again in 6 months for another increase. Thanks Citi!

 

... Update: just logged on to my online account it states that my credit limit is $3k. WTH? Errrr.


Congrats, though hopefully they work out the error and give you the other $600.  So you opted to call rather than try online?  I'm thinking that that might be the right thing to do.  Did they say anything to you about having the card for 6 months?

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500
Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: Citi 6 Month CLI

Congrats!!! Hopefully they fix the error.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
EaglesFan2006
Posts: 549
Registered: ‎01-31-2008
0

Re: Citi 6 Month CLI

So I was reading something about the holiday season and credit cards talking about decreasing limits... Any chance Citi would respond with a decrease after my 6 month CLI request? I make good payments with them (and other CCs as well). Aye, so much to think about. After reading horror stories about Chase, I'm not asking for a CLI from them for at least a year. I'm hoping Citi is more optimistic though.
Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}