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Frequent Contributor
Posts: 421
Registered: ‎08-29-2014

Citi AA Plat Approval 2nd of the day

Since my EQ was already unlocked from my previous PenFed app today and I had a link for 50K miles, I pulled the trigger and got instant approval.

 

Score is odd, higher than on MyFico and on EQ site, says range is 250 to 900, so guessing that is internal to Citi scoring system. Anyone know?

 

APR is just okay...site said "APR for purchases is 16.49% to 24.49% based on your creditworthiness" so looks like I am smack in the middle of that, kinda suxs....

 

Also, I have a Citi Diamond card, will Citi allow me reallocate that line to this new card? (assumption that is will have to be at $0 to move CL over). TIA!!

 

Citi AA approval.jpg

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Super Contributor
Posts: 14,077
Registered: ‎04-16-2014

Re: Citi AA Plat Approval 2nd of the day

Nice approval.. Meh APR, but obviosuly not meant to carry a balance on that CC..  Nice limit as well!  Congrats on your two nice approvals today including Penfed!

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
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Posts: 15,043
Registered: ‎10-07-2014

Re: Citi AA Plat Approval 2nd of the day

Congrats on that approval.  Score given is a FICO 8 Bankcard score

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Posts: 2,156
Registered: ‎08-13-2007
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Re: Citi AA Plat Approval 2nd of the day

Congrats - a nice line and even though it is a high APR, who cares as long as you PIF!

 

Beat them at their own game...

Ray

** Every Card has a Job, and Every Card does its Job **
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Super Contributor
Posts: 13,896
Registered: ‎01-04-2014

Re: Citi AA Plat Approval 2nd of the day

Citi's turn to step up their own progress in this field Smiley Wink

 

Nice SL on the new Citicard and likewise it's in the works on this end too to do something similar on the transferring of lines option in the next month or so (fingers-crossed).

 

Hope it's a done deal on that for you soon.

 

Congratulations! Smiley Happy

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
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Posts: 421
Registered: ‎08-29-2014
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Re: Citi AA Plat Approval 2nd of the day


CreditMagic7 wrote:

Citi's turn to step up their own progress in this field Smiley Wink

 

Nice SL on the new Citicard and likewise it's in the works on this end too to do something similar on the transferring of lines option in the next month or so (fingers-crossed).

 

Hope it's a done deal on that for you soon.

 

Congratulations! Smiley Happy


Just an update, I got the Citi AA cards and acitvated them, made sure my Citi Diamond was already paid off when I activated. Called in went through the 1st line CR and then got transferred to a back office Financial Analyst and then a Credit Analyst and end result, no can do as the two cards are different prods. Diamond is internal and AA is a co-branded. All the Citi reps were very nice, but could not be done. I have Citibank/CitiFinancial/CitiCard relations for like 15+ years and while I am not  their biggest client, not their smallest either, but could not be done due to that.  Suxs, but is what it is.  Just wanted to share.

If anyone has had any other results other than mine, please share and details as still iterested in combining my Citi Diamond CL over into Citi AA Plat CL for one card with a nice big CL.  TIA!!

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Re: Citi AA Plat Approval 2nd of the day

Sweet approval merlinflex super congratulations!
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Posts: 13,896
Registered: ‎01-04-2014
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Re: Citi AA Plat Approval 2nd of the day


merlinflex wrote:

CreditMagic7 wrote:

Citi's turn to step up their own progress in this field Smiley Wink

 

Nice SL on the new Citicard and likewise it's in the works on this end too to do something similar on the transferring of lines option in the next month or so (fingers-crossed).

 

Hope it's a done deal on that for you soon.

 

Congratulations! Smiley Happy


Just an update, I got the Citi AA cards and acitvated them, made sure my Citi Diamond was already paid off when I activated. Called in went through the 1st line CR and then got transferred to a back office Financial Analyst and then a Credit Analyst and end result, no can do as the two cards are different prods. Diamond is internal and AA is a co-branded. All the Citi reps were very nice, but could not be done. I have Citibank/CitiFinancial/CitiCard relations for like 15+ years and while I am not  their biggest client, not their smallest either, but could not be done due to that.  Suxs, but is what it is.  Just wanted to share.

If anyone has had any other results other than mine, please share and details as still iterested in combining my Citi Diamond CL over into Citi AA Plat CL for one card with a nice big CL.  TIA!!


Yeah that throws something of a monkey wrench in these plans too as initially set out to do so i'll have to study this some more and do my own poking around with their service reps and see if anything might turn up useful or not.

 

Thanks for sharing that experience.

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777

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