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Regular Contributor
Posts: 136
Registered: ‎07-09-2012
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Citi AAdvantage Approved. Alaska Visa Sig. APPROVED!

[ Edited ]

I decided to go for it and apply for the Citi Aadvantage Platinum Level Signature Visa card, and I was approved for a $4,000 limit! I tried the two browser method to get two visa's at the same time, but one of them told me that the application had been received and they would let me know of their decision.

 

I also applied for the Bank of America Alaska Airlines Visa Signature and was given the 30 days message, so it's wait and see with that app. :smileysad:

 

Bank of America Alaska Airlines Visa Signature Approved $5,000 limit on reconsideration line!!

 

My AAoA is still pretty down from my previous app's (Nov. '12, July '12). However, with all these cards it will keep going up, and I'm still getting approved despite the lower AAoA!

 

 


Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...


DesertLife wrote:

I decided to go for it and apply for the Citi Aadvantage Platinum Level Signature Visa card, and I was approved for a $4,000 limit! I tried the two browser method to get two visa's at the same time, but one of them told me that the application had been received and they would let me know of their decision.

 

I also applied for the Bank of America Alaska Airlines Visa Signature and was given the 30 days message, so it's wait and see with that app. :smileysad:

 

My AAoA is still pretty down from my previous app's (Nov. '12, July '12). However, with all these cards it will keep going up, and I'm still getting approved despite the lower AAoA!

 

 


Congrats on the approval and lets hope you will get the second card


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Regular Contributor
Posts: 136
Registered: ‎07-09-2012
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Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

I was approved for the first one and denied for the second because I had applied for two products at the same time. At least it was only 1 pull. I knew I should have gone for the AMEX 2nd and not the visa. Oh well. Also denied for the BoA Alaska Airlines Visa Signature (not even given bait and switch to lesser product).


Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
Senior Contributor
Posts: 3,846
Registered: ‎10-02-2012
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Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

Thats excellent! But dont you need a CL of $5k in order for it to be a SIGGY?? 

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Regular Contributor
Posts: 136
Registered: ‎07-09-2012
0

Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

I have read that on online forums, however there was no indication in my approval that would have indicated I was approved for something other than a Visa Signature card. Maybe they approved me for their non-signature card... I guess I'll wait and see when I get it in the mail.


Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
Senior Contributor
Posts: 3,846
Registered: ‎10-02-2012
0

Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

^yep, keep us updated when it arrives :smileyhappy:

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

+1 and Congrats
Regular Contributor
Posts: 136
Registered: ‎07-09-2012
0

Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

[ Edited ]

BearsAndTurtlesRtheBest wrote:

Thats excellent! But dont you need a CL of $5k in order for it to be a SIGGY?? 



Nope! Visa sig. approved for $4,000 limit with Citi! :smileyhappy:

 

I called their reconsideration line to ask for a CLI to $5,000 but the representative informed me that it was in fact a visa sig. I had been approved for!


Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
Established Contributor
Posts: 1,039
Registered: ‎02-27-2012
0

Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

Does a Visa Signature card from BoA report the CL now?

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Regular Contributor
Posts: 136
Registered: ‎07-09-2012
0

Re: Citi AAdvantage Approved. Alaska Visa Sig. on hold...

[ Edited ]

SwiftTone wrote:

Does a Visa Signature card from BoA report the CL now?


LOL! Da**!!!! I forgot that this could negatively impact my credit score b/c of the way they don't report the CL!!!


Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
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