Reply
Frequent Contributor
kc12286
Posts: 361
Registered: ‎07-31-2007
0

Citi CLI

I tried to get a CLI with my Citi Platinum Select card but was immediately declined  I checked the document section and it said I was declined because my balance with them was too high and my revolving cards also had high balances. I'm not too concerned with a possible drop in my score. But I do think this decline will make it easier to drop them after my 0% intro is gone next December. The platinum card has crappy rewards anyway. I have my Discover and my Chase Amazon card which I love.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Citi CLI

Yep Citi sucks. Imo
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Citi CLI

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
kc12286
Posts: 361
Registered: ‎07-31-2007
0

Re: Citi CLI


armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Citi CLI


kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
kc12286
Posts: 361
Registered: ‎07-31-2007
0

Re: Citi CLI


armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 


What number should I call to try to do a PC? I forget which number I called initially, but they told me no PCing from this card at all. That any card that I might be interested in, I would have to apply for separately. IF I really can't PC from it, then I will just pay it down slowly and cancel at the end of the 0%, because the Citi Extra Cash is bunk. Who wants to pay to use recoup rewards?

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Citi CLI


kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Try again until you get a CSR that will help you. I had the same card and I got the same answer with the first two reps I talked to before finally succeeding with the third.

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Citi CLI


kc12286 wrote:

armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 


What number should I call to try to do a PC? I forget which number I called initially, but they told me no PCing from this card at all. That any card that I might be interested in, I would have to apply for separately. IF I really can't PC from it, then I will just pay it down slowly and cancel at the end of the 0%, because the Citi Extra Cash is bunk. Who wants to pay to use recoup rewards?


You must gotten a bad CR, I used the account retention number listed on the pinup backdoor thread.

 

The reward on Platinum Select is exactly why I PC'd in the first place, that I agreed with you. I did look at the ThankYou Preferred, but the forward beats it. The dividend is like the Chase Freedom with rotating cats, so I will use it in conjuction with the freedom, will I get BCE and sapphire next year.

 

Also, if you call late night, or early morning you will get regular frontline CR.  Call around 9-4pm Central time. It will be no wait or automated system, someone will pick it up.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
kc12286
Posts: 361
Registered: ‎07-31-2007
0

Re: Citi CLI


armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 


What number should I call to try to do a PC? I forget which number I called initially, but they told me no PCing from this card at all. That any card that I might be interested in, I would have to apply for separately. IF I really can't PC from it, then I will just pay it down slowly and cancel at the end of the 0%, because the Citi Extra Cash is bunk. Who wants to pay to use recoup rewards?


You must gotten a bad CR, I used the account retention number listed on the pinup backdoor thread.

 

The reward on Platinum Select is exactly why I PC'd in the first place, that I agreed with you. I did look at the ThankYou Preferred, but the forward beats it. The dividend is like the Chase Freedom with rotating cats, so I will use it in conjuction with the freedom, will I get BCE and sapphire next year.

 

Also, if you call late night, or early morning you will get regular frontline CR.  Call around 9-4pm Central time. It will be no wait or automated system, someone will pick it up.


To answer your previous question, it's not a new app. I got the card in March, after initially being rejected last fall. I was applying for the sole purpose of using it  in one place, and the 0% APR. I'll try one of the numbers listed on the backdoor thread. Hopefully I can get a PC.  My only issue with the Forward is it's Visa, NOT MC. Unless something changes, I would likely need to replace this card with another MC card.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Citi CLI

I called citi about 2 weeks ago to try and PC my 5 months old forward and was told the account has to be 13 months old to even be considered for a PC
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}