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Citi CLI

Frequent Contributor

Citi CLI

I tried to get a CLI with my Citi Platinum Select card but was immediately declined  I checked the document section and it said I was declined because my balance with them was too high and my revolving cards also had high balances. I'm not too concerned with a possible drop in my score. But I do think this decline will make it easier to drop them after my 0% intro is gone next December. The platinum card has crappy rewards anyway. I have my Discover and my Chase Amazon card which I love.


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 1 of 19
18 REPLIES
Senior Contributor

Re: Citi CLI

Yep Citi sucks. Imo
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 19
Valued Contributor

Re: Citi CLI

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 3 of 19
Frequent Contributor

Re: Citi CLI


armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 4 of 19
Valued Contributor

Re: Citi CLI


kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 5 of 19
Frequent Contributor

Re: Citi CLI


armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 


What number should I call to try to do a PC? I forget which number I called initially, but they told me no PCing from this card at all. That any card that I might be interested in, I would have to apply for separately. IF I really can't PC from it, then I will just pay it down slowly and cancel at the end of the 0%, because the Citi Extra Cash is bunk. Who wants to pay to use recoup rewards?


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 6 of 19
Regular Contributor

Re: Citi CLI


kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Try again until you get a CSR that will help you. I had the same card and I got the same answer with the first two reps I talked to before finally succeeding with the third.

Message 7 of 19
Valued Contributor

Re: Citi CLI


kc12286 wrote:

armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 


What number should I call to try to do a PC? I forget which number I called initially, but they told me no PCing from this card at all. That any card that I might be interested in, I would have to apply for separately. IF I really can't PC from it, then I will just pay it down slowly and cancel at the end of the 0%, because the Citi Extra Cash is bunk. Who wants to pay to use recoup rewards?


You must gotten a bad CR, I used the account retention number listed on the pinup backdoor thread.

 

The reward on Platinum Select is exactly why I PC'd in the first place, that I agreed with you. I did look at the ThankYou Preferred, but the forward beats it. The dividend is like the Chase Freedom with rotating cats, so I will use it in conjuction with the freedom, will I get BCE and sapphire next year.

 

Also, if you call late night, or early morning you will get regular frontline CR.  Call around 9-4pm Central time. It will be no wait or automated system, someone will pick it up.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 8 of 19
Frequent Contributor

Re: Citi CLI


armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

kc12286 wrote:

armbenderc wrote:

You can always PC into something that you like. Forward and Dividend are pretty good.

 

Citi does not sucks. IMO


I already tried that. They said absolutely not, no PCing from this card, they don't even offer it anymore. I asked about Forward, Thank You and one of the other ones. They said I had to apply for those cards. I needed an MC card at the time and I ONLY use it in one place.


Did you recently open an account with them? Mine was around May/June '11

 

Here is my thread when I did the PC from Citi Platinum Select MC to Citi ThankYou Premier World MC($125 AF)

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Platinum-Select-to-Citi-Thank-You-PC/m-p/1598072

 

About four week later, I realized that travel once a year doesn't add up to $125AF, so I PC again to Citi Dividend Platinum Select (probably World MC, didn't get the card yet.). Here is thread where I ask which card to switch with no AF.

http://ficoforums.myfico.com/t5/Credit-Cards/Need-help-selecting-Citi-cards/m-p/1675316

 

 

 


What number should I call to try to do a PC? I forget which number I called initially, but they told me no PCing from this card at all. That any card that I might be interested in, I would have to apply for separately. IF I really can't PC from it, then I will just pay it down slowly and cancel at the end of the 0%, because the Citi Extra Cash is bunk. Who wants to pay to use recoup rewards?


You must gotten a bad CR, I used the account retention number listed on the pinup backdoor thread.

 

The reward on Platinum Select is exactly why I PC'd in the first place, that I agreed with you. I did look at the ThankYou Preferred, but the forward beats it. The dividend is like the Chase Freedom with rotating cats, so I will use it in conjuction with the freedom, will I get BCE and sapphire next year.

 

Also, if you call late night, or early morning you will get regular frontline CR.  Call around 9-4pm Central time. It will be no wait or automated system, someone will pick it up.


To answer your previous question, it's not a new app. I got the card in March, after initially being rejected last fall. I was applying for the sole purpose of using it  in one place, and the 0% APR. I'll try one of the numbers listed on the backdoor thread. Hopefully I can get a PC.  My only issue with the Forward is it's Visa, NOT MC. Unless something changes, I would likely need to replace this card with another MC card.


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 9 of 19
Valued Contributor

Re: Citi CLI

I called citi about 2 weeks ago to try and PC my 5 months old forward and was told the account has to be 13 months old to even be considered for a PC
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 10 of 19