Citi DC approval from a mailer

[Anonymous]

I rec'd a mailed piece from Citi yesterday, 15 months at 0%, then 22.9%...I had a couple of balances I wanted to transfer, so I went ahead and took a shot at apping online...instant approval $8400. 

Score right at 700, depending on which bureau they pulled, one late from 2015 on Kohl's of all things(just overlooked the payment somehow until it was too late), household income around $200k.  10-12 apps, depending on which CRA.

I hadn't planned on any more apps but this one will be really useful. 

[Jerry45]

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@Anonymous wrote:

I rec'd a mailed piece from Citi yesterday, 15 months at 0%, then 22.9%...I had a couple of balances I wanted to transfer, so I went ahead and took a shot at apping online...instant approval $8400. 

Score right at 700, depending on which bureau they pulled, one late from 2015 on Kohl's of all things(just overlooked the payment somehow until it was too late), household income around $200k.  10-12 apps, depending on which CRA.

I hadn't planned on any more apps but this one will be really useful. 

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Nice Starting Limt. Chase is usually more stingy. Congrats

[AverageJoesCredit]

I think you mean Citi, Jerry45


Great sl for Citi, im sure your income helped. Enjoy

[Total80sKid]

Congrats! Nice SL

[Anonymous]

For a 700 score I would say that's a great SL. The two scores Citi pulled for me when I apped for the DC a few months back were 820-835 and my SL was lower than yours. Granted, my income is a little less than half yours, so I'd say income is a big factor in Citi apps.

[Anonymous]

Still waiting on cards...got a  mailed piece Saturday with some cardholder info and "your cards will arrive in 7-10 days" which would be fine except we were told 7-10 days when we first got the approval?!?