Citi Dividend cli approved (sp)!!

sunshine7157 · ‎01-21-2013

FYI- I was approved for a $1400 cli (from $2k to $3400) with only a sp via online request. I asked for $1500 & they counter-offered $1400 saying that is the amount I can get instantly without a hard inquiry. Opened this account in Dec 2011- starting cl $1200. Requested $800 cli in June & was approved (sp). Currently carrying a balance on 2 cc (17% util each, total util 9% across the board). Good news after my really disappointing cli denial from Amex 2 days ago. I'll build this credit castle somehow. ;-D

Anonymous · ‎01-21-2013

congrats

CribDuchess · ‎01-21-2013

Congratulations on the CLI!

Regarding the Amex CLI denial - I think you only need to wait 90 days until you can try for another CLI, rather than 6 months.

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

Epcot · ‎01-22-2013

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Cadillac-XTS · ‎01-22-2013

Congrats

ObeyJohnny12 · ‎01-22-2013

Congrats! I want to ask for a cli on my forward but im afraid it will result in a hp.

Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.

NewbieReed · ‎01-22-2013

Congrats!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge