Reply
Established Contributor
Posts: 661
Registered: ‎12-21-2012
0

Re: Citi Forward Visa upgraded to Visa Signature


slippy84 wrote:

nyancat wrote:

Amazon is a bookstore (4% back on Citi Forward with shop with points on Amazon). Amazon sells electronics. Thus, electronics bought on Amazon get a whopping 4% cashback. But I'd rather use my Capital One Cash Rewards Visa Signature (1.5% cashback) or even my Costco TrueEarnings American Express (1% cashback) and gain 90 days free breakage warranty (I'll use the Amex due to easier claims if I think damage is very likely like a cell phone). 2.5-3% is a cheap price to pay for 90 days of accidental damage insurance and a better extended warranty program.


What are the differences? Here's what the stock Forward (non-Siggy) gives you:

Extended Warranty

The terms of the original manufacturers' U.S. warranties (three year or less) may be extended up to one additional year on most items purchased on your card.

Retail Purchase Protection

Most items purchased with your Citi Card are eligible for protection against theft, fire or accidental breakage of up to $500 for up to 90 days from the date of purchase.


In that case, I guess there really isn't a difference, thanks!

 

American Express Blue Cash Everyday - $5,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Chase British Airways - $14,500; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Citi Forward Visa upgraded to Visa Signature

Yes, I really think that there are few additional things that come with a signature, things like the concierge, some "special event" tickets and things like Fandango.

 

The "official" table is here:  http://usa.visa.com/personal/cards/benefits/index.html

 

So Sig cards HAVE to offer these benefits,  but in fact many/most non-signature cards, including the Forward. do offer many.  Some of the benefits used to be on Gold then Platinum cards.  I'm pretty sure my CAp One Plats had similar things.

 

Another sig benefit mentioned on this forum recently is auto rental CDW coverage, but the chart shows that that is a benefit on ALL Visas!

Established Contributor
Posts: 661
Registered: ‎12-21-2012
0

Re: Citi Forward Visa upgraded to Visa Signature

Concierge doesn't matter to me since I already have it on Capital One. I guess I won't be so hesitant to spend money on my Citi Forward card on Amazon now Smiley Happy Thanks!

American Express Blue Cash Everyday - $5,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Chase British Airways - $14,500; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Super Contributor
Posts: 7,382
Registered: ‎10-03-2008
0

Re: Citi Forward Visa upgraded to Visa Signature

[ Edited ]

Must be the time of year as I received notice that my Citi Forward Visa account was being upgraded with the Signature option effective to 02-05-14 and will include the chip. It feels good! Also have a Citi Dividend World Elite Mastercard with chip and a Citi Dividend American Express Card. Citi has been good to me over the years. They did highlight that I would continue to receive the 5x points on restaurants, movies and at record and bookstores with no cap on "Thank You" points. Opened the account by special invite October 2012 (not a student at the time). Last year several posters on this site reported being upgraded between the end of December and early February 2013 with many two to four years account history. Feel fortunate. Fits well with my other cards.


Starting Score: 802
Current Score: EX 825 TU 838 EQ 835 FICO 08
Goal Score: 850

Take the myFICO Fitness Challenge

Moderator
Posts: 22,080
Registered: ‎12-13-2013
0

Re: Citi Forward Visa upgraded to Visa Signature

Congrats on the upgrade Smiley Happy


EX Fico 08 BC 07/15: 806 (+14); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 07/15: 754 (-5)
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: Citi Forward Visa upgraded to Visa Signature

Congrats on your UG

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Senior Contributor
Posts: 10,084
Registered: ‎09-24-2013
0

Re: Citi Forward Visa upgraded to Visa Signature

congrats

.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.