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Established Contributor
Posts: 839
Registered: ‎10-28-2011
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Citi HHonors reserve..apped..APPROVED...

Well...i have been laying in the weeds.....letting some age on new accts......said what the heck...apped for HHilton reserve Citi......not instant ....needed to call for some info...put on hold......rep came back and APPROVED ....3000 CL.....it is a Signature card......MY BK chap 7 turned 8yrs in july....no more apps....im done......need to payoff some of my other cards...0 apr. ending soon...

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Senior Contributor
Posts: 28,776
Registered: ‎02-07-2013
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Re: Citi HHonors reserve..apped..APPROVED...


amercnchopz34 wrote:
Well...i have been laying in the weeds.....letting some age on new accts......said what the heck...apped for HHilton reserve Citi......not instant ....needed to call for some info...put on hold......rep came back and APPROVED ....3000 CL.....it is a Signature card......MY BK chap 7 turned 8yrs in july....no more apps....im done......need to payoff some of my other cards...0 apr. ending soon...

Congarts 

Didn't know Citi had Sig cards under 5K thanks for the FYI

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Valued Member
Posts: 28
Registered: ‎12-28-2012
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Re: Citi HHonors reserve..apped..APPROVED...


amercnchopz34 wrote:
Well...i have been laying in the weeds.....letting some age on new accts......said what the heck...apped for HHilton reserve Citi......not instant ....needed to call for some info...put on hold......rep came back and APPROVED ....3000 CL.....it is a Signature card......MY BK chap 7 turned 8yrs in july....no more apps....im done......need to payoff some of my other cards...0 apr. ending soon...

What were your scores

AMEX Green: NPSL | AMEX BCE: 6K | Chase CSP: 5K | Chase Freedom: 1.5K | Chase SW (AU): 10K | Discover IT: 2K | WF CashBack: 1K | Cap1 No-Hassel: 1.25K | Cap1 CashBack: 1.5K
Senior Contributor
Posts: 7,671
Registered: ‎01-05-2013
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Re: Citi HHonors reserve..apped..APPROVED...

Congrats...and thanks for the encouragment to fellow BK7 filers.

Valued Contributor
Posts: 2,326
Registered: ‎05-31-2013
0

Re: Citi HHonors reserve..apped..APPROVED...


amercnchopz34 wrote:
Well...i have been laying in the weeds.....letting some age on new accts......said what the heck...apped for HHilton reserve Citi......not instant ....needed to call for some info...put on hold......rep came back and APPROVED ....3000 CL.....it is a Signature card.

Congrats on your new card...Sweeeeet......

.....MY BK chap 7 turned 8yrs in july....no more apps....im done......need to payoff some of my other cards...0 apr. ending soon...
Thanks for the additional info on the BK my DH is in similar situation so good to know there is hope for him ....Good Luck....

 


Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Citi HHonors reserve..apped..APPROVED...

Congratulations OP!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Regular Contributor
Posts: 169
Registered: ‎08-21-2010
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Re: Citi HHonors reserve..apped..APPROVED...

MY BK chap 7 turned 8yrs in july

 

Wow - that is a ray of sunshine to me, although my BK 7 only turned 4 years old last month - still exciting!!

 

Way to go

 

K

Smiley Happy


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

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