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I was on the fence whether to apply for the Citi Hilton Visa, but since it was offering 75k points, I figured I'd give it a shot.
I waited for the processing screen, every moment figuring it was another second closer to a denial when they saw all of the inquiries and new accounts, and was pleasantly surprised when the response arrived - approved for $17k!
I received the mid APR of the range, and there's no introductory 0% period, but 75k points and upgraded Hilton status for no annual fee are a good score!
I should probably call Citi about my Dividend MC to see if they have a CLI waiting for me... clearly my credit's improved.
@CreditUnionFan wrote:I was on the fence whether to apply for the Citi Hilton Visa, but since it was offering 75k points, I figured I'd give it a shot.
I waited for the processing screen, every moment figuring it was another second closer to a denial when they saw all of the inquiries and new accounts, and was pleasantly surprised when the response arrived - approved for $17k!
I received the mid APR of the range, and there's no introductory 0% period, but 75k points and upgraded Hilton status for no annual fee are a good score!
I should probably call Citi about my Dividend MC to see if they have a CLI waiting for me... clearly my credit's improved.
Big Congrats. How are you gonna put all that info out there without putting out any stats?
Who did they pull? your utilization? Scores? income and the number inquiries you actually had since you said that. as well as new accounts? Interesting. nice limit.
Congrats
Congrats!
To the questions....
Overall utilization is 7%. I have a NFCU 0% BT offer that is just shy of 50%.
Citi pulled EQ. My VantageScore has been swinging wildly, from 676 up to 780. DCU shows my "FICO" as 714.
We make a nice income. In May, I had to talk with a bank about why "15" accounts in the last year was too many, and a few have passed their anniversary (Ebates, NFCU) but then added a Belk. 11 HPs on EQ. Many issuers will SP the EXP (17) and TU (13), so I wasn't sure which way it would go.
wow, very nice. I'm assuming this is the reserved version and not the regular version? Congrats!