Citi Prestige 'accidental' approval

NRB525 · ‎11-28-2015

@medo wrote:
The sign up bonus is the same.

But I've decided to keep it as a Prestige and will not do the PC

Not really. They are two separate cards, two separate signup bonuses two separate spend requirements. While the points amount is equivalent, if one does a PC, then they can't get the second 50k TY points for a total of 100k TY points with two separate apps. At least not for a few years, and some significant closing / timing / reapp management planning.

Good to hear you will let it run as a Prestige.

Congrats on the Prestige approval.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

pizza1 · ‎11-28-2015

Sorry for your lowball $10k SL...(rolls eyes)...LOL..um, For Citi, thats a decent SL because they are pretty conservative! Congrats on the approval!

Re: Citi Prestige 'accidental' approval

Re: Citi Prestige 'accidental' approval