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Citi Prestige

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NRB525
Super Contributor

Re: Citi Prestige

Congratulations!

What is the reason for all the INQ?

What are your FICO scores?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 16
Anonymous
Not applicable

Re: Citi Prestige

Congrats on your new Citi card!

Message 12 of 16
Anonymous
Not applicable

Re: Citi Prestige

Thank you again everyone.    I have wanted this card for a while.    I liked it better than the Chase Ritz which I did have for about a month and then moved the CL to 2 other chase cards.     I will say the Ritz is a very beautiful card though to look at and hold.

 

The reason for all the inquiries are applying for many credit cards and a couple of LOC in the last year.   I also refinanced a vehicle as well back in October 2014 time frame.   I have went from roughly 4.5K in credit cards to north of 175K plus in less than 12 months(this includes two hidden Diners Club trade lines).   My EX score as of today is 742, TU is 760 and EQ is 728.    My income is only mid 70's.   I am weary of AA though and need to tread cautiously.  

 

I was just emailed that the card has shipped already via UPS and I will receive it tomorrow.    Amazing to me to say the least.

 

There is only 1 more card on my wish list and that is the AMEX Blue Cash Preferred and then I am done unless new cards come out with way better rewards.

Message 13 of 16
Anonymous
Not applicable

Re: Citi Prestige

Good stuff! Congratss!

Message 14 of 16
Anonymous
Not applicable

Re: Citi Prestige

Congratulations!

Message 15 of 16
Anonymous
Not applicable

Re: Citi Prestige

Congrats! This is the only card left that I want.

Message 16 of 16
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