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Citi Simplicity Approval April 18th 2013

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Joselito
Established Member

Citi Simplicity Approval April 18th 2013

I read everyone's posts before I applied. Thank you for the info....so here is my little contribution...

 

I just applied with 743 Fico Score, I put 36K as income, $500 rent payment...my credit shows:

 

Orchard Bank: $300 credit limit......$0 balance

Toyota Financial $16K loan....$12K balance

Kohls $1K credit limit....$0 balance

JC Penney $1K credit limit.....$0 balance

Macy's $1K credit limit.....$100 balance

 

no lates, or anything negative.

 

again, thanks for all the knowledge.

 


Starting Score: Fico EQ 560 Jan 2008
Past Score: Fico EQ 674 April 2011
Updated Score: Fico EQ 680 May 2011 EQ 691 EX 687 TU 716 lender pulledCurrent Score:Fico EQ 760 Jan 2011 Sooo happy!
Goal Score: 800 For All!


Take the FICO Fitness Challenge
Message 1 of 9
8 REPLIES 8
ibmrad7
Established Contributor

Re: Citi Simplicity Approval April 18th 2013

Approved? Denied? CL? 

Message 2 of 9
myjourney
Super Contributor

Re: Citi Simplicity Approval April 18th 2013


@Joselito wrote:

I read everyone's posts before I applied. Thank you for the info....so here is my little contribution...

 

I just applied with 743 Fico Score, I put 36K as income, $500 rent payment...my credit shows:

 

Orchard Bank: $300 credit limit......$0 balance

Toyota Financial $16K loan....$12K balance

Kohls $1K credit limit....$0 balance

JC Penney $1K credit limit.....$0 balance

Macy's $1K credit limit.....$100 balance

 

no lates, or anything negative.

 

again, thanks for all the knowledge.

 


Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 9
boomhower
Valued Contributor

Re: Citi Simplicity Approval April 18th 2013

Thinking of applying myself with very similar stats.  What kind of CL and APR did you get?

Message 4 of 9
indiolatino61
Valued Contributor

Re: Citi Simplicity Approval April 18th 2013


@Joselito wrote:

I read everyone's posts before I applied. Thank you for the info....so here is my little contribution...

 

I just applied with 743 Fico Score, I put 36K as income, $500 rent payment...my credit shows:

 

Orchard Bank: $300 credit limit......$0 balance

Toyota Financial $16K loan....$12K balance

Kohls $1K credit limit....$0 balance

JC Penney $1K credit limit.....$0 balance

Macy's $1K credit limit.....$100 balance

 

no lates, or anything negative.

 

again, thanks for all the knowledge.

 


Good for you!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 5 of 9
enharu
Super Contributor

Re: Citi Simplicity Approval April 18th 2013

grats!

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 6 of 9
migliogiorni
Established Contributor

Re: Citi Simplicity Approval April 18th 2013

congrats.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 7 of 9
dodfire
Valued Contributor

Re: Citi Simplicity Approval April 18th 2013

Congrats!!!!

*8/10/13
Message 8 of 9
SpecFile
Valued Contributor

Re: Citi Simplicity Approval April 18th 2013

Congrats!!
Message 9 of 9
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