Re: Citi Simplicity instant approival!

uswala · ‎03-30-2015

@Anonymous wrote:
So last night I was throwing down some Blue Moons and my risky behavior showed up. I thought what the heck, why not? So I apped for the Citi Simplicty card and watched the things spin and spin. Bam! $4,800. 0% APR for the first 18 months and only 12.99% after that. I will never apply for an AMEX or a Capital One. Looks as if Citi is just as good to me as Chase is.

Congrats on the approval!

joedtx · ‎03-31-2015

Way to go. Congrats!

Anonymous · ‎03-31-2015

@Anonymous wrote:
So last night I was throwing down some Blue Moons and my risky behavior showed up. I thought what the heck, why not? So I apped for the Citi Simplicty card and watched the things spin and spin. Bam! $4,800. 0% APR for the first 18 months and only 12.99% after that. I will never apply for an AMEX or a Capital One. Looks as if Citi is just as good to me as Chase is.

Congrats! I will agree Citi has been good to me too. I am going for my first HP CLI in December. You should be able to get a CLI in 6 months with a SP.

chalupaman · ‎03-31-2015

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎03-31-2015

Congratss!!

Saleen099 · ‎03-31-2015

@Anonymous wrote:
So last night I was throwing down some Blue Moons and my risky behavior showed up. I thought what the heck, why not? So I apped for the Citi Simplicty card and watched the things spin and spin. Bam! $4,800. 0% APR for the first 18 months and only 12.99% after that. I will never apply for an AMEX or a Capital One. Looks as if Citi is just as good to me as Chase is.

Congrats on the approval!

Anonymous · ‎03-31-2015

Congrats!

Anonymous · ‎03-31-2015

Very impressive!!!! Congratulations.

NRB525 · ‎03-31-2015

Congratulations!

Nice APR on that card.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎04-05-2015

Congratulations!

Citi Simplicity instant approival!

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