Reply
Contributor
Posts: 204
Registered: ‎04-22-2013
0

Citi TYP...APPROVED!!!

Well after posting my earlier thread today "Credit profile needed for Citi???" and receiving all the feedback I went for it. Instant approval for $6.5k!!! Highest CL yet. Now the real question. Should I push my luck and go for the Citi Dividend before calling it a night?
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Citi TYP...APPROVED!!!

Congrats op! Read ur earlier thread...do u know which of your reports they pulled? Nice cl too


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Established Contributor
Posts: 937
Registered: ‎07-24-2012
0

Re: Citi TYP...APPROVED!!!


nvrgvupnvrsrndr wrote:
Well after posting my earlier thread today "Credit profile needed for Citi???" and receiving all the feedback I went for it. Instant approval for $6.5k!!! Highest CL yet. Now the real question. Should I push my luck and go for the Citi Dividend before calling it a night?


No! Citi will cancel the second app. Wait MORE THAN 24 hours. If you mess it up you are waiting even longer. I got popped for two apps in one day, never got the second card and was told multiple times on recon calls and in a written reply that you can't submit more than 2 applications in 60 days is automatically a denial. In other words 3 applications in 60 days is a denial with no HP. 

Contributor
Posts: 204
Registered: ‎04-22-2013
0

Re: Citi TYP...APPROVED!!!

Thanks!!! They pulled Experian. Even though I found it strange that their credit range showed scores up to 900. Must be some enhanced FICO model?
Contributor
Posts: 204
Registered: ‎04-22-2013
0

Re: Citi TYP...APPROVED!!!

@ scenery_guy...I'll be waiting then. Thanks for the info!
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Citi TYP...APPROVED!!!

Congrats! I believe Citi has a larger window than 24 hours between apps. Someone chime in but I thought it was like a month?
Contributor
Posts: 204
Registered: ‎04-22-2013
0

Re: Citi TYP...APPROVED!!!

Ok...seriously it's been a fantastic run. In the last 30 days approved for the following:

AMEX PRG-NPSL
Chase Freedom Visa Sig-$5k
Chase Sapphire Visa Sig-$5k
FNBO AMEX-$6k
Citi Thank You Preferred-$6.5k

But...it's time to stop. I just had to go for the Citi tonight to recover from the dismal disappointment of being turned down on my AMEX BCE app yesterday. How do I officially join the garden???
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Citi TYP...APPROVED!!!

Just go on ver to the garden thread and say 'I'm here'. We will take care of the rest.
Established Contributor
Posts: 937
Registered: ‎07-24-2012
0

Re: Citi TYP...APPROVED!!!


nvrgvupnvrsrndr wrote:
@ scenery_guy...I'll be waiting then. Thanks for the info!

And thank you for the reminder for me to reapply for the AA Visa. It's been 97 days after my debacle trying to get the Hilton card and the AA card on the same day. I got the Hilton card instantly with $8,500 limit but never could get the AA card on 2 recon calls and 1 letter. Fast forward to tonight after reading and replying to your post. I looked up my recon notes for my reply and saw it's been plenty of time. Applied and instant approval for $11,500. 

 

So use my example, sure you can apply for the new card in 30 days or 60 days but I gave them over 90 and showed usage ($6K over that span). 

 

Remember no more than 2 applications in 60 days - whatever that means?!?

Contributor
Posts: 204
Registered: ‎04-22-2013
0

Re: Citi TYP...APPROVED!!!

Got it. Thanks!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.