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@Luscher wrote:
Citi gave me a big bump too with barely any usage, unlike discover
Dunno what's got in to Disco lately but they been very lackluster on CLI's when it comes to HP's. Citi recently (SP) online a CLI on their CDP card at the same exact limit the Disco card is been stuck at (1400), and just a mere week before approving a PC over to Double Cash.
Postings of these very same small limit Disco results the past month is been extremely useful. If this is the best they offer then IMO not worth wasting a perfectly good HP on them but better reserved for another lender.
Congrats on CLI!
@DigitalArk wrote:I bit the bullet today and took two HPs for Citi & Discover CLI. Citi bumped me up from $3300 to $12000 (which I requested. I should have asked for more), and Discover only gave me $500 increase from $8000 (total $8500). I called Discover for a review and they did not want to override it.
Sounds like Discover.
On the Wife's card, we've been getting steady but small CLI's every 6mos since 1yr after opening it and when we called to ask about overriding the last CLI, they countered with $11,000 up from $10,500 when we asked for $16,000.
This after just making a $3,200 payment to clear a balance we'd been running for 3-4mos.
Thanks for sharing!
They are pretty conservative. I wasted a HP to get only 500 increase!
I would not say that. They raised me to $4000 from $750 on my first CLI request.
@DigitalArk wrote:They are pretty conservative. I wasted a HP to get only 500 increase!
A lot depends on your CR profile, internal score with them and usage. But, at least you got $500 versus nothing
@uswala wrote:I would not say that. They raised me to $4000 from $750 on my first CLI request.
Lucky you!
@FinStar wrote:
@DigitalArk wrote:They are pretty conservative. I wasted a HP to get only 500 increase!
A lot depends on your CR profile, internal score with them and usage. But, at least you got $500 versus nothing
Haha...
@FinStar wrote:
@DigitalArk wrote:They are pretty conservative. I wasted a HP to get only 500 increase!
A lot depends on your CR profile, internal score with them and usage. But, at least you got $500 versus nothing
That's right. They could have gotten bupkis.