Citi automatic credit line increase with no hard p... - Page 2 - myFICO® Forums

MsLadyRover · ‎05-31-2014

Congrats!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

chalupaman · ‎05-31-2014

Congrats! So glad you've had success with the luv button on their website. I have the SP thing on mine but every time I've tried it, I've gotten declined so I'm waiting several more months to try again.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

One7 · ‎05-31-2014

Congratulations

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

CreditUnionFan · ‎06-01-2014

@CreditMagic7 wrote:
@youdontkillmoney wrote:
I have three citi cards, one of which is a Citi Diamond.
I signed into my Citi accounts this morning, and the Citi diamond card had a link I could not miss (the other two did not), which said I could qualify for a credit line increase with no hard pull.
So I did it, entered household income, mortgage payment, and clicked next and got this approval screen:

Congratulations
Your credit limit has been increased by $5,700.00 for a total new credit limit of $18,900.00.
Request More
To request an additional credit limit increase, please enter your Total Requested Credit Limit below. Our credit department will review your request within 24 hours.

New Credit Limit: $
$18,900.00
Former limit: $13,200.00
I'll stick with the offered CL increase and avoid any contact with a Cust Srvc rep.
For me there's just something mysteriously good when it comes to Citibank with things like this. No other lender is pulled ahead as quickly or early for me as Citi in almost every respect compared to other lenders. I continue to feed on these positive results from them with many other holders.

Congrats! on the SP CLI!

Congrats to the OP for the SP CLI!

Citi isn't on my great list right now... I've had a card for 12 years that they're barely budging on the credit line, saying I've gotten too many other accounts, but the other accounts are offering me $10k, $25k at a pop, and yet Citi holds firm.

I was going to garden... Honest!

alvon123 · ‎06-01-2014

congrats!!!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

baller4life · ‎06-01-2014

Awesome! Sweet sp cli!

youdontkillmoney · ‎06-01-2014

@B335is wrote:
So it's only been 1 month since your last CLI on this card? What kind of balance/spend are you putting through this?

And congrats!

^^^^

This citi diamond is one of those cards I use every six months to stay active, so a few dollars each time .

It has a 0 balance.

B335is · ‎06-01-2014

@youdontkillmoney wrote:
@B335is wrote:
So it's only been 1 month since your last CLI on this card? What kind of balance/spend are you putting through this?

And congrats!
^^^^
This citi diamond is one of those cards I use every six months to stay active, so a few dollars each time .
It has a 0 balance.

Interesting, maybe you're on to something there...

Anonymous · ‎01-14-2016

I asked for CLI SP on Citi Diamond card today after 6 months and was given a 1,400 increase from 7.4k to 8.8k will wait another 6 months and ask for another one. Love Citi's SP CLI's !

SouthJamaica · ‎01-14-2016

@youdontkillmoney wrote:
@B335is wrote:
So it's only been 1 month since your last CLI on this card? What kind of balance/spend are you putting through this?

And congrats!
^^^^
This citi diamond is one of those cards I use every six months to stay active, so a few dollars each time .
It has a 0 balance.

Wow that is interesting. I've had a Citi DC for 14 months, haven't been able to get a CLI from my small limit. I've been using it decently every month, trying to be a profitable customer.

Now I think I'll let it stay in the sock drawer for awhile, and see if some reverse psychology works