Last night I was bored and messing around on my Citi case and found the CLI button. I was pretty sure that you can't get a CLI from Citi in less than six months (I've had mine since October), but I figured what the hell and I tried anyway. I requested an increase from 4,000 to 10,000 and I just got a pending message. I figured it would just be a rejection for not being eligible yet.
But lo and behold I wake up today and my credit line went up to 10k! I can't tell if this was a soft or hard pull (when I clicked the button it said I gave permission to look at credit history, but did not contain the usual "may affect your credit score" language that hard pulls usually have). Anyone have any experience with Citi online CLI requests and whether they're soft or hard? I probably don't need any more available credit, but it's nice to have my first 5 figure limit. Also a good data point that you don't always need to wait six months with Citi
Chase Sapphire Preferred - 5.6k (3/13) | Amex Premier Rewards Gold - NPSL (1/13) | Chase United MileagePlus Explorer Visa Signature - 9k (1/13) | Amex Delta Gold - 6k (9/12) | Citi Forward Visa - 10k (10/12) | Discover It - 2k (2/12) | Chase +1 Visa - $300 (2/11)
Starting Score: EQ 717 EX 724 TU 736
