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CitiBank cli

Contributor

CitiBank cli

So, something interesting happened to me.  For the last 3 months, I've been trying to get an increase from Citi and everytime I get to the screen where it says "I give authorization for Citi to look into my Credit Report," I always abort and cancel the transaction thinking that I will get a hard pull.  I tried putting in cli from $500-$5000

 

So today, I accidently clicked the okay button and practically had a heart attack thinking, "Great, there goes a wasted hardpull" but to my surprise they approve my cli and also said that they will not report a hard inquiry to the bureau.  I only asked for $1500 and like others, wished I had requested more.

 

For those who might be in a similar situation like me, who knows??  They same could work out with you as well.

Message 1 of 11
10 REPLIES
Mega Contributor

Re: CitiBank cli

Congrats! Thanks for sharing.

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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
Valued Contributor

Re: CitiBank cli

Yay! Congrats. How long have you had the card?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

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MRPs: 200,000+
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Message 3 of 11
Valued Contributor

Re: CitiBank cli

OP: I'm confused-Did you get a $1500 increas or a $4500 increase and what card was it on?

Message 4 of 11
Senior Contributor

Re: CitiBank cli

congrats


Message 5 of 11
Contributor

Re: CitiBank cli

The card is two years old and I requested only $1500 increase.  The card is a citi dividend platinum.

Message 6 of 11
Established Contributor

Re: CitiBank cli

Congrats on the increase.Smiley Happy


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Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


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Message 7 of 11
Moderator Emerita

Re: CitiBank cli

Message 8 of 11
Regular Contributor

Re: CitiBank cli


DomoNomo wrote:

So, something interesting happened to me.  For the last 3 months, I've been trying to get an increase from Citi and everytime I get to the screen where it says "I give authorization for Citi to look into my Credit Report," I always abort and cancel the transaction thinking that I will get a hard pull.  I tried putting in cli from $500-$5000

 

So today, I accidently clicked the okay button and practically had a heart attack thinking, "Great, there goes a wasted hardpull" but to my surprise they approve my cli and also said that they will not report a hard inquiry to the bureau.  I only asked for $1500 and like others, wished I had requested more.

 

For those who might be in a similar situation like me, who knows??  They same could work out with you as well.


Congrats to you!!!!!Smiley Happy

Amex ZYNC - Amex BCP - Amex Mercedes-Benz - Amex PRG - Amex TrueEarnings - Emigrant Direct Visa - Xcel FCU Visa - Walmart Discover - Sam's Club Discover - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks, CitiHHonors Sig Visa - NAVcheck, NAVcashRewards Sig Visa, NAVgoRewards MC, Chase Amazon VISA, BoA CashRewards VISA and Chase Marriott Reward Premier CC

Message 9 of 11
Contributor

Re: CitiBank cli


09Lexie wrote:

Congratulations. is this your first CLI?


Yes, for this card it is.

Message 10 of 11