I was approved with 2 new inquiries (as in last 45 days new) a total of no more than 5 on each report (as some inquiries were pulled on multiple bureaus for same thing...)..initially approved with $1300 credit line, cli to $3000 upon activation. my info? $25,400 annual income, 718 EQ/ 764 TU FICO, 1yr AAOA, longest account a little over 2 yrs, no lates/collections/ BK....other lines of credit? US Bank Platinum ($2500), US Bank FlexPerks ($2500), Discover More ($5700), Capital One ($1500), HH Gregg ($3500), HSN ($1150), PayPal Smart Connect ($1800), Chase Slate ($500) , and now.. Citi Simplicity ($3000)
~ edited to split into a new thread ~ pizzadude, MyFICO moderator
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?