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Valued Contributor
Posts: 1,939
Registered: ‎09-13-2013

Citizens Business Bank (Atira) UPDATE! 9-18-17

[ Edited ]

Update!

After receiving the card, I charged about $125 and paid the bill.

logged in to check my account and was locked out.

I called in and was told the account was frozen. I was 20 questioned about why I apped for a card at a California bank when I live in Texas.

Was told that I needed to wait until the A/R was completed.

A few days later I received a Voice Mail saying that for security reasons (Out of area) the account was closed.

I shredded the card and shrugged my shoulders.

4 days ago, I received a letter ; Congratulations! You're approved! $12,500 limit at 15.99 APR!

Original card was 18%.

I chuckled and shredded it.

Today I received another one, but this one also included a note apologizing for the 18% APR and stressing that the APR should have read 15.99%.

Both new letters reference the same July 28th App.

I think they are a bit unorganized there. Lol!

let's see if an actual card shows up!

 

Saw B335is's approval post and couldn't resist.

Applied last weekend and received the approval email today.
I will update the CL when I get the card.
Experian 732 with somewhere north of 3 million accounts and inquiries.
12njoy your upSmiley Wink!

Moderator
Posts: 9,904
Registered: ‎09-22-2012

Re: Citizens Business Bank (Atira)

Congrats!! Our profiles are similar, I was surprised when I got $12.5k. I was honestly expecting a toy limit since I never heard of them before.
Super Contributor
Posts: 14,066
Registered: ‎01-04-2014

Re: Citizens Business Bank (Atira)

Congrats woodyman100.

 

If i read B335is approval post right don't you have to call in to find the limit?

 

At any rate looks like the SL on that card might be decent.

 

We'll keep an eye on what you find out on that.

 

 

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Moderator
Posts: 9,904
Registered: ‎09-22-2012

Re: Citizens Business Bank (Atira)


CreditMagic7 wrote:

Congrats woodyman100.

 

If i read B335is approval post right don't you have to call in to find the limit?

 

At any rate looks like the SL on that card might be decent.

 

We'll keep an eye on what you find out on that.

 

 


Actually I just waited for the card to arrive to find out, but I think you can call.  I wouldn't be surprised if woodyman100 gets a higher SL.

Valued Contributor
Posts: 1,795
Registered: ‎02-16-2016

Re: Citizens Business Bank (Atira)

Woody- I apped and they want a copy of my dL and utility bill, which is no biggie... This isn't geographically restricted is it?
Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $221,000 (plus my auto and RV loans)
Valued Contributor
Posts: 1,939
Registered: ‎09-13-2013

Re: Citizens Business Bank (Atira)


fltireguy wrote:
Woody- I apped and they want a copy of my dL and utility bill, which is no biggie... This isn't geographically restricted is it?

I don't think so.

B335is noted it was a California bank, but I live in Texas.

It didn't ask me for any verification documents.

I have my fingers crossed for you

Valued Contributor
Posts: 1,939
Registered: ‎09-13-2013
0 Kudos

Re: Citizens Business Bank (Atira)


B335is wrote:

CreditMagic7 wrote:

Congrats woodyman100.

 

If i read B335is approval post right don't you have to call in to find the limit?

 

At any rate looks like the SL on that card might be decent.

 

We'll keep an eye on what you find out on that.

 

 


Actually I just waited for the card to arrive to find out, but I think you can call.  I wouldn't be surprised if woodyman100 gets a higher SL.


My utility is over 5% right now from the house and work expenses so I don't think I'll hit your limit.

I read an older post that mentioned Altira had a max line of $15k.

we will find out together on this one🤞🏻

Valued Contributor
Posts: 1,939
Registered: ‎09-13-2013

Re: Citizens Business Bank (Atira)

[ Edited ]

Pairs well with my BofA MLB card I was approved for earlier this week. Only 1K limit though.

that's how BofA works with me though. $1k, wait 6 months and them raise with a HPIMG_1479.JPG

Community Leader
Super Contributor
Posts: 14,186
Registered: ‎04-16-2014

Re: Citizens Business Bank (Atira)

Congrats.. CL's go from $500 ugh to 15k max from the terms and conditions.. Sure you will be golden Woody though as your profile is strong and should get a good limit

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
Senior Contributor
Posts: 9,294
Registered: ‎04-23-2016

Re: Citizens Business Bank (Atira)

Congrats WoodySmiley Happy Wonder if they do watches tooSmiley Wink


Ps, sounds like a futuristic bank to fight big brother lolSmiley Happy

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