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Citizens Business Bank (Atira) UPDATE! 9-18-17

Super Contributor

Re: Citizens Business Bank (Atira)


woodyman100 wrote:
Saw B335is's approval post and couldn't resist.
Applied last weekend and received the approval email today.
I will update the CL when I get the card.
Experian 732 with somewhere north of 3 million accounts and inquiries.
12njoy your upSmiley Wink!

Congrats woodyman,

 

I'm nervous.  I had the application all filled out after B335's approval but something spooked me and I closed it out.  I don't know why I'm nervous with all the accounts/inq's that I have already lol.  I'm so close to that mill that approvals are far and in between for me which is why my activity here has been very limited.  I don't think I can stand a week's wait.  That would be pure torture for me. I'll ponder it again

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,021,850 Time to divest
Super Contributor

Re: Citizens Business Bank (Atira)

Just looked at it again and I'm going to pass on this one.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,021,850 Time to divest
Super Contributor

Re: Citizens Business Bank (Atira)


12njoy wrote:

Just looked at it again and I'm going to pass on this one.


Don't feel like lonesome george 12njoy.

 

I already made 2 solid looks at it in the same week and almost commited but at the last moment broke it off.

 

After a HUGE CLI from NFCU and a pair of CLI's with Citi, one of which was my best ever, plus a C1 combo i believe i take my chances on finally landing another Chase card (at any time now) and move that limit over too.

 

In the end after serious thought this app if approved might dampen my chances to complete a shake up i'm working on right now.

 

 

Super Contributor

Re: Citizens Business Bank (Atira)


CreditMagic7 wrote:

12njoy wrote:

Just looked at it again and I'm going to pass on this one.


Don't feel like lonesome george 12njoy.

 

I already made 2 solid looks at it in the same week and almost commited but at the last moment broke it off.

 

After a HUGE CLI from NFCU and a pair of CLI's with Citi, one of which was my best ever, plus a C1 combo i believe i take my chances on finally landing another Chase card (at any time now) and move that limit over too.

 

In the end after serious thought this app if approved might dampen my chances to complete a shake up i'm working on right now.

 

 


That makes me feel a whole lot better about passing on this one CM7.  Thanks

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,021,850 Time to divest
Super Contributor

Re: Citizens Business Bank (Atira)


12njoy wrote:

CreditMagic7 wrote:

12njoy wrote:

Just looked at it again and I'm going to pass on this one.


Don't feel like lonesome george 12njoy.

 

I already made 2 solid looks at it in the same week and almost commited but at the last moment broke it off.

 

After a HUGE CLI from NFCU and a pair of CLI's with Citi, one of which was my best ever, plus a C1 combo i believe i take my chances on finally landing another Chase card (at any time now) and move that limit over too.

 

In the end after serious thought this app if approved might dampen my chances to complete a shake up i'm working on right now.

 

 


That makes me feel a whole lot better about passing on this one CM7.  Thanks


No problem.

 

After the longest garden stretch i ever went on before i am now in full blown and wide open hunting mode for the next good opportunities. Smiley Very Happy

Frequent Contributor

Re: Citizens Business Bank (Atira)

WELL guys i mite go fot it after 20k Alliant visa signature why not Smiley Tongue on 2nd thought should i? what do you guys think? by the  way congrats to woody and same to others not applying i am sure if you guys want it you will get it

Profile Worth 600K+ Long List Of Accounts
(Jack of All Trades Master As Well)
M a h r a j a
Valued Contributor

Re: Citizens Business Bank (Atira)

12njoy
I'm not pressuring. Just having a bit of fun.
Quite honestly, I apped and then told myself it was a denial and moved on.
Surprised at the email approval.
I'm in the same boat as you though with approvals.
My inquiry count is slowly going down and most of the new ones are from CLI requests
Super Contributor

Re: Citizens Business Bank (Atira)


woodyman100 wrote:
12njoy
I'm not pressuring. Just having a bit of fun.
Quite honestly, I apped and then told myself it was a denial and moved on.
Surprised at the email approval.
I'm in the same boat as you though with approvals.
My inquiry count is slowly going down and most of the new ones are from CLI requests

Thanks for the vote of confidence woodyman.  My gut just tells me not to do this one.  I don't know why since I've never had a problem apping for anything.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,021,850 Time to divest
Super Contributor

Re: Citizens Business Bank (Atira)

Wow 12njoy, you really are on the cusp of making that record milestone.

 

All the best for a pleasant ride across the finish line for it when it happens. Smiley Happy

Established Contributor

Re: Citizens Business Bank (Atira)

Congrats! Smiley Happy