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Cli love

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Nocturnal
Contributor
‎11-26-2013 12:24 PM
‎11-26-2013 12:24 PM

Cli love

So I noticed target red card cc auto cli me and the. Best buy. Target went from 200-400. Bb 1150-1800. Then I recall hearing about the luv button here do I went to all of my gecrb which were old navy, 500-2000, walmart, 500-1500, tru 400-1500, and finally a citi card which is my Home Depot which went from 500-1500. I unfortunately learned the hard way after being in the garden since April 13 till now that hd/citi does a hp.
TU FICO 2/14: 701
Message 1 of 10
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MsLadyRover
Valued Contributor
‎11-26-2013 12:45 PM
‎11-26-2013 12:45 PM

Re: Cli love

Nice increases.  Congrats!


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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kroberts67
Established Contributor
‎11-26-2013 12:58 PM
‎11-26-2013 12:58 PM

Re: Cli love

Wow, congrats, those are nice increases!  Has your score jumped considerably since your last increase/credit line issue to get those?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
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myjourney
Super Contributor
‎11-26-2013 01:08 PM
‎11-26-2013 01:08 PM

Re: Cli love

@Nocturnal wrote:
So I noticed target red card cc auto cli me and the. Best buy. Target went from 200-400. Bb 1150-1800. Then I recall hearing about the luv button here do I went to all of my gecrb which were old navy, 500-2000, walmart, 500-1500, tru 400-1500, and finally a citi card which is my Home Depot which went from 500-1500. I unfortunately learned the hard way after being in the garden since April 13 till now that hd/citi does a hp.

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 10
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coldnmn
Mega Contributor
‎11-26-2013 03:26 PM
‎11-26-2013 03:26 PM

Re: Cli love

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
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Nocturnal
Contributor
‎11-26-2013 11:30 PM
‎11-26-2013 11:30 PM

Re: Cli love

It's been stagnant at 676 Walmart FICO and USAA all 3 CU fake FICO.  This should help significantly on my utilization though.

TU FICO 2/14: 701
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alvon123
Super Contributor
‎11-28-2013 01:55 PM
‎11-28-2013 01:55 PM

Re: Cli love

congrats

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starry1
Valued Contributor
‎11-28-2013 01:59 PM
‎11-28-2013 01:59 PM

Re: Cli love

Congrats! I'd like to give the ge luv button a try, but they haven't softed me yet.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
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kroberts67
Established Contributor
‎12-01-2013 07:58 PM
‎12-01-2013 07:58 PM

Re: Cli love

@starry1 wrote:
Congrats! I'd like to give the ge luv button a try, but they haven't softed me yet.

Who's luv button are you referring to?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 9 of 10
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mnavas
Frequent Contributor
‎12-01-2013 09:30 PM
‎12-01-2013 09:30 PM

Re: Cli love

@Nocturnal wrote:
So I noticed target red card cc auto cli me and the. Best buy. Target went from 200-400. Bb 1150-1800. Then I recall hearing about the luv button here do I went to all of my gecrb which were old navy, 500-2000, walmart, 500-1500, tru 400-1500, and finally a citi card which is my Home Depot which went from 500-1500. I unfortunately learned the hard way after being in the garden since April 13 till now that hd/citi does a hp.

Congrats on the CLIs! Yeah unfortunally you normally get a HP when applying for CLIs on Citi retail cards

 

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