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VS, Express, J. Crew, etc.
Are these accounts known for auto CLI's? What are your frequent intervals for requesting incs when the option is available online? SP?
My VS Angel Card is about 2 months old and the Request Credit Linit Inc button has been there since the day I was approved for the account (thanks shopping cart trick!) so I thought I would ask!
Thank you for your replies!
I think it depends on how much you use the accounts and how much you pay off on them. I don't have the ones you mentioned, but I have 3 Comenity cards. Marathon, Bealls, and Marathon Visa. I got my first increase on the Bealls cards at the 6th month mark I think. It started out with $300 or $350 and it is now $950, the last increase was at about the year mark and I requested it. The Visa took 6 months and they only gave me $300, I was actually hoping for $500 or more, but since I think I have only spent about $300 on that card, I can't blame them much. The gas card went from $150 to $500 to $600 to $900 in the course of a year and I think only the last increase was because I asked for it. I also never use the gas or the Bealls card, since I mostly use my rewards cards!
Comenity did not take over from WFNNB, they just changed their name.
I have put about $1200 through it (thanks to sales/coupons/clearance) since I received it. I also have already received (2) $10.00 "rewards" gift cards. Definitely a card I will continue to use (and PIF) so I'm hopeful
Thank you for your replies!
I've read that you can hit the button at the 9-month mark and it'll be an SP after they ask for income. 9 months and then it's every 3 months after.
@QAMngrGirl wrote:VS, Express, J. Crew, etc.
Are these accounts known for auto CLI's? What are your frequent intervals for requesting incs when the option is available online? SP?
My VS Angel Card is about 2 months old and the Request Credit Linit Inc button has been there since the day I was approved for the account (thanks shopping cart trick!) so I thought I would ask!
Thank you for your replies!
I've received a hefty cli from Express with a soft pull without requesting it. I had the card for a few months and had paid it off every month.
I have an American Signature Furniture card through them and have never received an auto credit limit increase. I hit the 9 month mark last week (wasn't counting just realized it after reading a previous post). I requested a credit limit increase last week as a matter of fact, and they asked for my salary info and something else I think. Anyway, I got an instant approval for $500 more. I went from $1500 - $2000, and it was a soft pull.
@firstladyd wrote:
I've had an account with them for 2 years and got my 1st auto cli when comenity took over accounts from wfnb about 5 months ago. My account is with lane Bryant. Just did shopping cart trick with VS. Not sure if it worked.
I did the trick ith VS too and got it. I didsnt think it worked, but then 7 days later, VOILA! new card I called in to get my limit.
@QAMngrGirl wrote:VS, Express, J. Crew, etc.
Are these accounts known for auto CLI's? What are your frequent intervals for requesting incs when the option is available online? SP?
My VS Angel Card is about 2 months old and the Request Credit Linit Inc button has been there since the day I was approved for the account (thanks shopping cart trick!) so I thought I would ask!
Thank you for your replies!
I've had the NY&Co card since May 2012 .Used it in May, June, Aug, & Sept. Left a small (5$) balance on each month for reporting. Got an auto CLI which doubled my CL in November. No questions asked . I actually found oiut about it through Credit Karma lol. Then i checked my account and was so grateful