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Commerce Bank

Established Contributor

Commerce Bank

I kept getting prequals from them the last couple of months today this one had a nice APR of 12.99 after 18 months 0% on purchases and BT i apped Instant approval for 11K the max on the prequal i got said 15K was there max. Data points they pulled TU Fico08 771 34 Inqs 7% Util  if anyone is interested in the card there prequals are solid.

Message 1 of 26
25 REPLIES
Valued Contributor

Re: Commerce Bank

The special connections card looks interesting to me.
I wish it told you what the 2 and 3% categories were each quarter. Or at least what they have been or a group of what they can be. Do you chose them or are they picked for
You?

https://www.commercebank.com/personal/cards/credit/special-connections-rewards/?ref=bannerAd
FICO 08: TU= 786 (Dec) EQ= 774 (Dec) EX= 756 (Dec) Favorites: Discover It, Discover Miles, And U.S. Bank Cash+
Message 2 of 26
Valued Contributor

Re: Commerce Bank

@bigpoppa... did they pull credit for a checking account?
FICO 08: TU= 786 (Dec) EQ= 774 (Dec) EX= 756 (Dec) Favorites: Discover It, Discover Miles, And U.S. Bank Cash+
Message 3 of 26
Established Contributor

Re: Commerce Bank


Djgrolyos wrote:
The special connections card looks interesting to me.
I wish it told you what the 2 and 3% categories were each quarter. Or at least what they have been or a group of what they can be. Do you chose them or are they picked for
You?

https://www.commercebank.com/personal/cards/credit/special-connections-rewards/?ref=bannerAd

I think u can choose your own.

Message 4 of 26
Established Contributor

Re: Commerce Bank


Djgrolyos wrote:
@bigpoppa... did they pull credit for a checking account?

I dont have any other accounts with them just the credit card.

Message 5 of 26
Super Contributor

Re: Commerce Bank

Congrats on fantastic limit bigpoppaSmiley Happy
Message 6 of 26
Highlighted
Established Contributor

Re: Commerce Bank


AverageJoesCredit wrote:
Congrats on fantastic limit bigpoppaSmiley Happy

Thank u.

Message 7 of 26
Established Contributor

Re: Commerce Bank

I get there prequel every week in the mail. Was getting 9.74 offer,last week it went to 12.xx.
Haven't applied yet,glad to see there cl are decent.
Great job. May apply one of these times
eq 757 ex 762 tu 763 Chase Amazon 5000 citi double cash 4300 Citi TYP 8100 Cap1 Quicksilver Visa Sig 10000 Walmart MasterCard 6600 Big Sandys 4000 Best Buy 5100 LLbean 2300 Cashforward 17500 Sam's Club 10000 Discover Card 10000 bluecash 5800 everyday 10000 boa americard 20300 boa cash rewards 7000 marvel 10000
Message 8 of 26
Valued Member

Re: Commerce Bank

Congrats for nice SL.
Prequal comes
By mail only?
You can't check only if there is any offer?
And do they serve only specific areas ?
Thanks
Message 9 of 26
Valued Member

Re: Commerce Bank

Online*
Message 10 of 26