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Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

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Rguitr2
Valued Member

Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

First off thanks to this board for the motivation and great information. It really helped motivate me to completely restructure my credit profile from one that looked like a credit builder to a much nicer looking one than just 5 days ago. 

 

1. Converted Chase Credit builder to Chase Freedom

2. Converted Cap 1 Credit builder to Quicksilver

3. Converted Citi Credit builder to Premier Rewards 

4. Applied for and approved Discover IT 8K 

5. Applied for and approved Barclay's Rewards 4.5K 

 

All of my balances are on my new IT card or my new Barclay's at 0% for the next 14-18 months. 

 

What a makeover! 

 

However, I think now it's time to settle down and as you guys call it, do some gardening for the next couple months. I do have an outstanding email to the Cap 1 EO about the crappy CL I've had for 10 years that they refuse to adjust so hopefully some news soon on that.   I would love a bump on CLI for Chase and Citi as well but they said hard pulls so for now I think let them be. 

 

Thanks again for the motivations and good luck everyone!

 

 

 

Message 1 of 11
10 REPLIES 10
alvon123
Super Contributor

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

congrats


Message 2 of 11
BigBS
Senior Contributor

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 11
vpae
Established Contributor

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

That's a lot of work you put in and got some excellent results! Congrats!!

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 4 of 11
gdale6
Moderator Emeritus

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

Grats to all your success, enjoy it Smiley Happy

Message 5 of 11
CreditExpressNJ
Established Contributor

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

Congratz OP ..... I didnt know Chase had rebuilder cards can you tell me what card that is?
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 6 of 11
coldnmn
Mega Contributor

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 11
yudeology101
Senior Contributor

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

WTG Congrats on your successful spree!  Enjoy your new cards and treat them well.Smiley Wink

 

::edited for typo::

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 11
Rguitr2
Valued Member

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

 
Message 9 of 11
Rguitr2
Valued Member

Re: Conclusion of 5 day spree (2 app approvals/ 3 converts) time to chill out?

"Congratz OP ..... I didnt know Chase had rebuilder cards can you tell me what card that is?"

 

 

Thanks - It was just an old Washington Mutual that got changed over to Chase a couple years back. I think It might be called Chase Platinum Visa. It's gray with the Chase "stop sign" looking logo in the middle. All it says on it is Chase top right and Visa bottom right. 

Message 10 of 11
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