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First off thanks to this board for the motivation and great information. It really helped motivate me to completely restructure my credit profile from one that looked like a credit builder to a much nicer looking one than just 5 days ago.
1. Converted Chase Credit builder to Chase Freedom
2. Converted Cap 1 Credit builder to Quicksilver
3. Converted Citi Credit builder to Premier Rewards
4. Applied for and approved Discover IT 8K
5. Applied for and approved Barclay's Rewards 4.5K
All of my balances are on my new IT card or my new Barclay's at 0% for the next 14-18 months.
What a makeover!
However, I think now it's time to settle down and as you guys call it, do some gardening for the next couple months. I do have an outstanding email to the Cap 1 EO about the crappy CL I've had for 10 years that they refuse to adjust so hopefully some news soon on that. I would love a bump on CLI for Chase and Citi as well but they said hard pulls so for now I think let them be.
Thanks again for the motivations and good luck everyone!
congrats
Congrats!
That's a lot of work you put in and got some excellent results! Congrats!!
Grats to all your success, enjoy it
Congrats! Thanks for sharing.
WTG Congrats on your successful spree! Enjoy your new cards and treat them well.
::edited for typo::
"Congratz OP ..... I didnt know Chase had rebuilder cards can you tell me what card that is?"
Thanks - It was just an old Washington Mutual that got changed over to Chase a couple years back. I think It might be called Chase Platinum Visa. It's gray with the Chase "stop sign" looking logo in the middle. All it says on it is Chase top right and Visa bottom right.